Stablecoins like #稳定币日常支付 are cryptocurrencies pegged to fiat currencies (such as the US dollar), with relatively stable exchange rates that can be used for everyday payments.

Advantages:

• Fast transfers, low fees, convenient for cross-border payments.

• Not restricted by traditional bank operating hours.

Risks:

• Regulatory policy changes may affect usage.

• Limited acceptance in certain scenarios, dependent on merchant support.

Usage Recommendations:

• Choose mainstream stablecoins (like USDT, USDC).

• Pay attention to project compliance to avoid financial risks.

Currently, it is mainly used for cryptocurrency asset trading, and everyday consumption scenarios are still being expanded.