#StablecoinPayments Binance offers several stablecoin payment options, depending on your needs. Here’s a breakdown of the key features:
### **1. Binance Pay (Stablecoin Payments)**
- **What it is:** A contactless crypto payment service supporting stablecoins like **USDT, BUSD, USDC, DAI, TUSD, and FDUSD**.
- **Features:**
- Send/receive crypto for free (no gas fees).
- Pay merchants directly in stablecoins.
- Convert between supported stablecoins.
- Supported on Binance App (Mobile & Desktop).
- **How to Use:**
1. Open Binance App → Go to **Binance Pay**.
2. Choose **Send/Receive** or **Pay Merchant**.
3. Select the stablecoin and enter details.
### **2. Binance Card (Stablecoin Spending)**
- **What it is:** A Visa debit card that lets you spend stablecoins (converted to fiat at point of sale).
- **Features:**
- Auto-converts USDT, BUSD, etc., to fiat when paying.
- Cashback rewards in crypto (e.g., BNB).
- Works anywhere Visa is accepted.
- **How to Get It:**
- Apply via Binance App (availability depends on region).
### **3. Merchant Payments (Binance Pay API)**
- Businesses can integrate **Binance Pay** to accept stablecoin payments.
- Zero transaction fees for merchants.
### **4. P2P Trading (Stablecoin Transactions)**
- Buy/sell stablecoins (USDT, USDC, etc.) via **Binance P2P** with local payment methods (bank transfer, PayPal, etc.).
- Escrow protection for secure trades.
### **5. Binance Convert (Instant Stablecoin Swaps)**
- Swap between stablecoins (e.g., USDT to USDC) with low fees.
### **Supported Stablecoins on Binance**
- **USDT (Tether)** – Most widely used.
- **FDUSD (First Digital USD)** – Binance-promoted.
- **USDC (USD Coin)** – Fully regulated.
- **DAI** – Decentralized stablecoin.
- **TUSD (TrueUSD)** – Audited reserves.
- *(Note: BUSD is being phased out due to regulatory issues.)*
### **Fees & Limits**
- **Binance Pay:** Free for personal transfers.
- **Card Transactions:** ~0.9% fee for crypto-to-fiat conversion.
- **P2P Trading:** No fees (set by individual sellers).
### **Best for:**
- **Retail Payments:** Binance Pay or Binance Card.
- **Trading/Merchant Use:** Direct stablecoin transfers.
- **Low-Cost Transfers:** USDT (TRC-20) for near-zero fees.
Would you like details on a specific stablecoin or payment method?