#稳定币日常支付 . Global Payment Infrastructure Upgrade: Stablecoins (such as USDC, USDT) are replacing traditional cross-border payment systems due to their low cost and second-level settlement features. They are widely adopted in scenarios such as corporate payroll and cross-border remittances, saving over 80% in fees, with settlement times reduced from several days to minutes.

2. Compliance and Technology Dual-Driven: Regions like Japan and Singapore have clarified the compliance status of stablecoins through legislation (such as SBI VC Trade approval), and Circle has launched the payment network CPN to reconstruct the SWIFT system using blockchain, lowering technical barriers.

3. Emerging Market Inclusive Finance: In high-inflation areas like Latin America and Southeast Asia, stablecoins have become essential for personal savings and payments. The circulation of TRON USDT exceeds $70 billion, and the Gas Free transfer feature aids in Africa's daily transactions exceeding 14 million.

4. Seamless Integration of Consumption Scenarios: Platforms like Interlace support a "stablecoin + card payment" model, allowing direct deductions from Visa/Mastercard and covering scenarios such as e-commerce and travel, enabling users to consume without the need to exchange for fiat currency.

5. Risks and Challenges: Regulatory differences (such as EU MiCA) and the transparency of fiat reserves (USDC is superior to USDT) still need optimization, but technological iteration and ecosystem expansion have laid the foundation for mainstream adoption.