#稳定币日常支付 **The Rise of Stablecoins in Everyday Payments**

By 2025, stablecoins (such as USDT, USDC) have evolved from crypto assets to everyday payment tools. Businesses adopt stablecoins for cross-border payroll, reducing transaction fees and accelerating settlements, especially in inflation-stricken regions of Latin America and Southeast Asia. In retail scenarios, merchants accept stablecoin payments through QR codes and digital wallets, enhancing transaction efficiency. Institutions like MasterCard have launched stablecoin payment solutions, further encouraging merchant adoption. Improvements in regulatory frameworks (such as the U.S. STABLE Act) have strengthened market trust, while technological innovations (like Interlace's CaaS model) have simplified the exchange process, making stablecoin payments more convenient. In the future, stablecoins may become a core bridge between traditional finance and Web3.