#StablecoinPayments

Stablecoin payments have surged, reshaping global finance. In 2024, stablecoin transaction volumes hit $27.6 trillion, surpassing Visa and Mastercard combined, with a 50% year-over-year increase. Tether (USDT) dominates with a $143 billion market cap, followed by USD Coin (USDC) at $58 billion. Approximately 27.5 million active users engage with stablecoins, driven by lower fees, faster processing, and borderless transactions. Regulatory scrutiny persists, with U.S. legislation advancing to regulate dollar-based stablecoins. Despite 90% of transactions being bot-driven, organic human activity reflects growing trust. Stablecoins bridge traditional and decentralized finance, fostering financial inclusion but facing transparency and stability challenges.