#StablecoinPayments

**Stablecoins revolutionize global payments: faster, cheaper, and without intermediaries**

Payments with stablecoins are transforming financial transactions by offering key advantages over traditional systems. These stable cryptocurrencies, linked to assets like the dollar, allow for instant and low-cost transfers, particularly useful in international trade and remittances.

### **Key benefits**

1. **Speed**: Transactions are completed in seconds, without relying on banking hours or multinational clearing processes.

2. **Reduced costs**: Sending $200 to another country costs less than $0.01 with stablecoins, compared to $12.13 using traditional methods. Companies like Walmart could increase their profits by up to 60% by eliminating card fees.

3. **Financial inclusion**: They only require internet and a smartphone, facilitating access in regions with limited banking.

### **Highlighted use cases**

- **Remittances**: Companies like ScaleAI are already using stablecoins to pay global workers.

- **Retail trade**: Stripe offers fees of only 1.5% compared to 2.9% for cards, improving margins for businesses like cafes.

- **Corporate treasury**: SpaceX uses them to manage funds in countries with volatile currencies.