Third: Use Cases of Stablecoin Payments

International Transfers: A cheaper and faster alternative to traditional banks.

E-commerce: Some online stores have started accepting them.

Salaries: Some companies pay remote workers in stablecoins.

DeFi (Decentralized Finance): Often used in lending and borrowing.

Fourth: Challenges

Legal Regulation: Laws vary from country to country, and stablecoins may not be recognized in some places.

Centralization Risks: Some coins like USDT are issued by private companies and may not be completely transparent.

Security: Users must secure their wallets carefully.