Stablecoin payments are expected to become the dominant transaction method in the digital financial ecosystem due to their value stability tied to assets like the US dollar. With increasing adoption in the e-commerce and remittance sectors, users enjoy low fees and high transfer speeds without the volatility seen in other cryptocurrencies. Banks and financial institutions are beginning to test the integration of stablecoins for cross-border payments. Developing countries are also starting to leverage them to combat local inflation. Clearer regulations will strengthen public trust. In the coming years, stablecoins could become a major bridge between the crypto world and traditional financial systems.