Stablecoins have advantages such as fast transactions, low fees, and cross-border convenience for daily payments, and more merchants and users are beginning to accept them. Compared to traditional payment tools, stablecoins can operate around the clock, unaffected by bank operating hours, making them suitable for global shopping, freelancer payments, and small transactions. Currently, USDT and USDC are mainstream options, and support for wallets and payment tools is gradually becoming widespread. However, attention must still be paid to regulatory policies, exchange rate stability, and cybersecurity risks. With the maturity of technology and clarity in regulations, stablecoins are expected to become a mainstream digital payment option, especially in emerging markets and crypto-friendly countries. Would you like to include illustrations for explanation?