Stablecoins like USDT, USDC, and DAI represent an innovative financial solution that combines the stability of traditional currencies with the flexibility of cryptocurrencies. They are pegged to assets like the dollar, giving them relatively stable value. Today, they are used in a wide range of areas, including payments in stores and restaurants using electronic wallets or point-of-sale devices, especially in countries like the UAE and Singapore. They have also become accepted in e-commerce through platforms like Shopify and WooCommerce, enabling financial services for countries suffering from inflation or weak banking systems. Additionally, major companies like Meta and Visa benefit from stablecoins for settling international payments. Banks, in turn, have started developing digital solutions, with JPMorgan launching the JPM Coin and central banks considering issuing national digital currencies. Some companies offer payment cards linked to stablecoins, facilitating their daily use. As the sector moves towards regulation, the role of stablecoins in the future of the global economy is increasing.
