Payments with stablecoins are transactions made using cryptocurrencies that have their value tied to a stable asset, usually the US dollar (USD), the euro (EUR), or even gold. The goal is to offer the price stability of fiat currencies, combined with the efficiency and decentralization of cryptocurrencies.
Main features of payments with stablecoins:
• Stability: Unlike Bitcoin or Ethereum, stablecoins like USDT (Tether), USDC (USD Coin), and DAI have minimal price variations.
• Speed and low cost: Transactions can be faster and cheaper than international bank transfers, especially on networks like Polygon, Solana, or Tron.
• Transparency and traceability: All transactions are recorded on the blockchain, which increases security.
• Global access: They allow international payments without intermediaries or high banking fees.
• Integration with smart contracts: They can be programmed for automatic payments in smart contracts.
Examples of use:
• International remittances: People send money to family members in other countries with much lower fees.
• Freelancers and service providers: They receive payments in stablecoins to avoid fluctuations and bypass currency restrictions.
• E-commerce: Some stores accept stablecoins as a form of payment, facilitating international transactions.
• Companies: They pay suppliers or remote employees in stablecoins to avoid currency volatility.
