#StablecoinPayments

Stablecoin payments refer to using cryptocurrencies that are pegged to stable assets—typically fiat currencies like the US Dollar—for sending or receiving money. Unlike volatile cryptocurrencies like Bitcoin or Ethereum, stablecoins aim to maintain a consistent value, making them more practical for everyday transactions.

Common Stablecoins

USDT (Tether)

USDC (USD Coin)

DAI (decentralized, backed by crypto collateral)

Key Advantages

Low Fees: Especially for cross-border transfers compared to traditional banking.

Speed: Transactions settle in minutes, even internationally.

Stability: Pegged value avoids crypto price volatility.

Accessibility: Useful in regions with limited banking access.

Common Use Cases

Freelance and remote work payments

Cross-border business settlements

E-commerce checkouts

Saving in unstable economies