Stablecoins are becoming increasingly popular in the modern digital economy. Stablecoins pegged to fiat currencies provide fast, cheap, and reliable transactions worldwide. Due to their stable exchange rates, they are a convenient alternative for businesses, freelancers, and even for personal transfers. Especially in Ukraine, where the economic situation may be unstable, using stablecoins allows for the preservation of value and avoidance of inflation risks. They are also a convenient tool for international settlements without intermediaries. The integration of stablecoins into financial services opens up new opportunities for financial inclusion and modernization of payments. The future of money is stable digital assets.