In the crypto world known for its high volatility, stablecoins serve as a bridge between the convenience of fiat currencies and the advantages of blockchain technology. Stablecoins are crypto assets whose value is pegged to stable assets such as the US dollar (USD), euro, or even gold. Popular examples include USDT (Tether), USDC (USD Coin), and DAI.
The use of stablecoins for payments is now increasingly widespread for several main reasons: low transfer costs, high transaction speeds, and minimal risk of value fluctuation. In the e-commerce sector, international remittances, and even freelancer salaries, stablecoins provide efficient and transparent global payment solutions.
For developing countries, stablecoins also open access to digital financial systems without the need for traditional banking infrastructure. In the future, the adoption of stablecoins is predicted to continue to increase, becoming the backbone of cross-border payments in the Web3 era.
