#StablecoinPayments

**Stablecoin Payments**

Stablecoins are crypto assets pegged to stable reserves (e.g., USD). They enable fast, low-cost, borderless payments without volatility.

**Key Benefits:**

- Instant settlements

- Low fees vs. banks

- Global access

**Top Stablecoins:** USDT, USDC, DAI.

**Uses:** Remittances, e-commerce, payroll.

**Risks:** Regulation, centralization.

Future hinges on adoption & compliance.