#StablecoinPayments Stablecoins like **USDC, USDT, and DAI** are transforming payments, remittances, and cross-border commerce. Visa and Bridge’s LATAM launch is just one example—here’s why stablecoin payments are gaining momentum.

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### **Why Stablecoins for Payments?**

✅ **Instant Settlements** – No 3-5 day bank delays; transactions settle in minutes.

✅ **Lower Fees** – Avoid high SWIFT/remittance costs (e.g., Western Union charges ~5-10%; stablecoins cost pennies).

✅ **Stability** – Pegged to USD or other assets, reducing volatility vs. Bitcoin or local currencies (key in high-inflation regions like Argentina).

✅ **Borderless** – No need for intermediaries like correspondent banks.