📢 Ma Yin Broadcasting

Pencil Finance: Financing with RWA, turning "Knowledge" into Assets

The combination of educational finance and on-chain debt sounds unsexy but holds significant real-world implications.

Pencil Finance does not issue tokens, nor does it engage in speculative narratives; it focuses on one thing:

• Bringing educational loans on-chain, allowing investors to subscribe to real return assets.

A $10M liquidity pool has been deployed to Open Campus EDU Chain; this is not paper financing, but an ongoing educational RWA experiment.

Highlights:

• Educational loans → On-chain income debt rights

• Reducing borrowing costs and increasing capital efficiency

• Opening a brand new asset class: EduFi

Pencil collaborates with traditional educational loan companies in Southeast Asia and the United States, transforming the Web2 "tuition pressure" into Web3 "income opportunities."

This is a typical example of Web3 pragmatism: solving problems with the chain, not creating bubbles.

#EduFi #RWA #EducationalFinance #PencilFinance