XRP Price Prediction Soars—$48 Target as Ripple Eyes $20T

Ripple targets SWIFT’s $194T market. With $20T adoption, XRP could hit $48. Learn how price action, utility, and demand shape the next move

Ripple targets SWIFT’s $194T market. With $20T adoption, XRP could hit $48. Learn how price action, utility, and demand shape the next move for XRP.

Ripple CEO Brad Garlinghouse is making a big claim: Ripple doesn’t want to partner with SWIFT – it wants to replace it. In a recent interview with Fox Business, Garlinghouse outlined Ripple’s vision to be the primary infrastructure for global cross-border payments, challenging the legacy system used by over 11,000 financial institutions.

The SWIFT network currently handles an estimated $194 trillion in annual cross-border volume, which is projected to grow to $320 trillion by 2032. Built in the 1970s, SWIFT’s messaging rails are seen as outdated for a digital, real-time financial world. Ripple, powered by XRP, sees blockchain as faster, cheaper and more transparent.

“The market opportunity here is massive,” Garlinghouse said. “There’s an opportunity to modernize.”

If Ripple gets even a small piece of SWIFT’s volume, the implications for XRP could be huge. Analysts are now weighing what that means for the token’s price.

XRP Technical Outlook: Bulls Defend Key Support

 XRP/USD is currently trading at $2.27, consolidating after rejecting resistance at $2.31 on the 2-hour chart. Price action is coiling just above the pivot zone at $2.25, which also aligns with the 50 EMA—adding technical weight to this support.

Immediate Resistance: $2.31

Next Targets: $2.36 and $2.40

Immediate Support: $2.25

Lower Supports: $2.20 and $2.16 (200 EMA base)

MACD momentum has flattened, so buying pressure may be waning. But a strong break above $2.31 with volume could trigger a move to $2.36. If $2.25 fails, expect a pullback to $2.20.

The bigger picture still favors bulls, but confirmation is key. For now, the market is cautious, waiting for Ripple-related news to spark momentum.