Why is Ripple's focus primarily on financial institutions?
Ripple aims to revolutionize the traditional financial transaction system by providing fast and low-cost international transfers. Focusing on financial institutions helps them target the root of many cross-border transaction inefficiencies.
How does XRP's decentralization compare to that of Bitcoin?
While XRP prides itself on a decentralized circulating supply, with the top 10 addresses holding only 10.7% of the total supply, Bitcoin is also decentralized but with different distribution metrics.