1. ​Diversification checks​​：Divide 100,000 into 5 portions (20,000 each) to avoid going all in

    → Principle：Prevent total loss from a single mistake, leaving enough 'bullets' for a comeback

  2. Averaging down on decline​​：Add 20,000 for every 10% drop to lower the cost

    → Advantages：For example, when 100 yuan drops to 50 yuan, after averaging down twice, the average cost is approximately 66 yuan

  3. Profit-taking on the rise​​：Sell 1 portion for every 10% increase to lock in profits

    → Example：If 100 yuan rises to 110 yuan and sells 20,000, the remaining position continues to aim for higher returns


Why can one make money?

  • Volatile market​：When coin prices fluctuate up and down, repeatedly earn the difference through 'buy low and sell high'

  • Slow bull market​：Coin prices rise over the long term, and each averaging down can lower the cost

  • Black swan defense​：In extreme crashes, diversify to avoid total loss



Potential risks and improvement plans​


​Problem 1: 10% volatility threshold is too high​

  • Current situation​：Many coins fluctuate more than 10% in a single day, but the probability of consecutive increases or decreases of 10% is low

  • Consequences​：May result in long-term holding without action, wasting capital efficiency

  • Improvements​​：

    → Switch to​​5% volatility to trigger trades​​(requires stricter discipline)

    → Place idle funds in​​Binance wealth management​​(annualized 4%-10%), to earn passive income

​Problem 2: All-in single coin risk​

  • Current situation​：If the chosen coin goes to zero (like a scam coin), averaging down won't save it

  • Improvements​​：

    → ​​Mainstream coins + potential coins combination​​(e.g., BTC + ETH accounts for 70%, small coins account for 30%)

    → Regularly use 20% of profits to switch to more stable projects



​Problem 3: Human weaknesses interfere​

  • Current situation​：Strategies may change due to fear/greed when averaging down

  • Improvements​​：

    → Write a trading plan in advance (e.g., 'must average down if drops 10%, must sell if rises 10%')

    → Use​​automation tools​​to execute trades (like investment bots)


Advanced skills for experts (from search results)​


Hedging arbitrage​：Earn fee differences across exchanges (requires programmatic operation)

​Airdrop hunting​：Participate in testnet tasks with multiple wallets to get free tokens

Trend following​：Use moving averages to judge the overall direction (only average down during upward trends without selling)


​Summary: A framework reusable by ordinary people​

  1. Capital safety​：Always use idle money, keep enough for 6 months of living expenses

  2. Diversification discipline​：Single coin ≤ 30%, single loss ≤ 5% of total capital

  3. Dynamic balance​：Sell 10% of the position every quarter, switch to cash or low-risk assets

  4. Continuous learning​：Stay updated on policies and technological upgrades (such as Bitcoin ETF, Ethereum forks)


Final reminder​：Your methods may work in the 2024 bull market, but uncertainty increases in the 2025 market (e.g., Federal Reserve interest rate hikes, regulatory tightening). It is advisable to adjust strategies based on macro analysis. True 'lying flat' is about establishing a replicable system, not relying on luck.