#XRPETF
1. **Purpose**:
- **BTC**: Digital gold (store of value).
- **XRP**: Fast cross-border payments (used by banks).
2. **Speed & Cost**:
- BTC: Slow (minutes/hours) & high fees.
- XRP: Instant (3-5 sec) & ultra-low fees.
3. **Market Position**:
- BTC is #1 by market cap.
- XRP is a top 10 cryptocurrency.
**Verdict**: They serve different purposes—no direct competition.
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### **Ethereum (ETH) vs. XRP**
1. **Purpose**:
- **ETH**: Smart contracts, DeFi, NFTs.
- **XRP**: Banking/payment settlements.
2. **Technology**:
- ETH: Programmable blockchain.
- XRP: Focused on liquidity for institutions.
3. **Market Position**:
- ETH is #2 by market cap.
- XRP is smaller but widely adopted in finance.
**Verdict**: ETH and XRP target different sectors—no direct rivalry.
