🔸 The analysis on @ListaDAO of this article aims to introduce the project, and at no point is financial advice given; remember to apply DYOR, thank you very much 🙏 .. 🤝🐯🧡

• To start with the explanation, we must first understand what it is 🤔 .. 📚📚 ..

🔸 Lista Lending is a P2P protocol on BNB Chain 🔶 for flexible loans🏦.

🔸 Unlike platforms like Venus, with shared pools and high rates (10-20%), Lista uses a P2P model with two vaults:

🏦1️⃣ : BNB Lending Vault.

🏦2️⃣ : USD1 Vault.

• You deposit collateral (BTCB, PT-clisBNB, solvBTC) and request WBNB or USD1 at only 0.75% (LLTV 70%-90%, limit $100M).

🔸 Its dynamic algorithms adjust rates according to supply and demand, achieving up to 90% capital utilization, which lowers costs and improves efficiency compared to rigid systems 👌.

✍️ Lista is practical for Binance Launchpool.

🔸 You request WBNB at a low cost and use it in projects like BIO Protocol (up to 29% APY). • Example: you deposit $5,000 in BTCB, request WBNB at 0.75%, and seek profits without selling assets.

• The liquidation risks due to volatility require monitoring. ⚠️

🛡️ Let's talk about whether it is safe? 🤔

🤷 You never know 100% what will happen in the future. 🔮

🔸 For now, Lista Lending uses a multi-oracle (Chainlink, Binance Oracle, Redstone) for reliable prices, reducing manipulations that affect borrowers with unfair liquidations and liquidators with erroneous data.

🔸 Your updatable contracts correct failures, and the P2P model isolates risks, benefiting the ecosystem. It includes (timelock) and audits, but no protocol is free of failures.

✍️ Security seems well thought out. 🔐 ✅

🔸 Personal final conclusions:

• Without a doubt, it is a project that wants to improve products so that users can have more benefits, as we saw previously compared to Venus.

• Additionally, it applies several security measures, demonstrating its commitment to user protection 🤝🔶.

✍️ Remember that all my articles discussing projects are informative and not investment advice, DYOR 🙏.

🔸 This article is sponsored by @Binance Square Official in collaboration with @ListaDAO , #ListaLending I hope I have conveyed how it works and each point to highlight so that more people get to know this great project..

🔸 Thank you very much to everyone for the support; if you have a question, feel free to leave it in the comments, or simply leaving support is also welcomed ☺️😊 .. 🤝🐯🧡

🔸 Let's keep building 🔶💪