Exchange-traded funds (ETFs) can become a key growth factor for the cryptocurrency market by attracting capital from large institutional investors. These funds allow bypassing restrictions associated with direct ownership of digital assets, offering a more transparent and regulated form of investment. If analysts' forecasts are confirmed, significant volumes of capital may be directed into XRP ETFs, which, in turn, will affect market liquidity and stability. The introduction of such funds could accelerate the adoption of cryptocurrencies in traditional financial circles and increase investor confidence, creating new opportunities for growth and further development of digital assets.