#xrp
XRP, developed by Ripple Labs, is a cryptocurrency designed for fast, low-cost cross-border payments. It operates on the XRP Ledger, enabling near-instant transactions. Despite regulatory challenges, notably the SEC lawsuit since 2020, XRP remains a top altcoin, currently trading around $2. Recent news highlights Ripple’s RLUSD stablecoin launch and potential SEC settlement under new leadership, boosting ETF approval prospects. Analysts predict short-term targets of $5-$6.50 by late 2025, with optimistic long-term forecasts ranging from $27 to $100 by 2030, driven by institutional adoption and regulatory clarity. However, market volatility and legal outcomes could impact these projections