#XRPETF

: The issues with the Securities and Exchange Commission (SEC) continue to affect investor sentiment, although the situation has improved compared to previous years.

Nevertheless, XRP futures contracts will be launched by CME Group on May 19, 2025, which may increase institutional demand.

**Compared to Bitcoin**: XRP is faster (4 seconds for a transfer) and less expensive (0.00001 XRP for fees) than Bitcoin, but it is less decentralized.

XRP suffers from short-term volatility due to regulatory factors, but its strong annual performance and potential for institutional adoption (such as CME futures contracts) enhance its future prospects.