Recently wrote a few articles about $XRP, and today I saw that the ETF has really been implemented. I feel very lucky to have noticed this trend in advance.

In the world of cryptocurrency, Bitcoin is undoubtedly the center of discussion, representing the value storage of decentralization, anti-censorship, and digital gold. However, when it comes to discussing the 'reconstruction of the financial system and the revolution of efficiency,' XRP may truly be the game changer.

Ripple, the company behind XRP, is dedicated to solving a major pain point in the global payment system: the inefficiency and high cost of cross-border payments. Unlike Bitcoin, which can only handle 7 transactions per second with an average confirmation time of 10 minutes, XRP can process around 1500 transactions per second, with transfers nearly completed instantly and transaction costs only a fraction of a cent—this gives it the potential to replace traditional international settlement systems like SWIFT.