$XRP Unlike Bitcoin, which aims to replace traditional financial systems, XRP works with banks and financial institutions to improve existing systems. XRP acts as a "bridge currency" — enabling seamless transactions between different fiat currencies without the need for a central exchange.Decentralized Ledger: Despite Ripple Labs' heavy involvement, XRP Ledger is publicly accessible and operated by a network of validators.

Eco-Friendly: XRP’s consensus mechanism does not require mining, making it far more energy-efficient than proof-of-work blockchains like Bitcoin.

Liquidity Solutions: RippleNet, Ripple's global payment network, uses XRP for its On-Demand Liquidity (ODL) service, minimizing the need for pre-funded accounts in cross-border transactions.