$XRP XRP is the native cryptocurrency of the Ripple network, designed to facilitate fast and economical global payments. Unlike Bitcoin, it does not use traditional blockchain, but rather a distributed consensus system. Its main objective is to improve international transfers for financial institutions, acting as a bridge between different currencies. Transactions are fast and low-cost, making it attractive to banks and companies. Although centralized compared to other cryptocurrencies, XRP seeks to optimize efficiency and reduce costs in the global financial system.