Countless people think that making money means everything is fine, but the deadliest crisis often hides in the last step - the withdrawal stage. Data shows that 90% of investors fail on the withdrawal path, with freshly arrived funds frozen in an instant, potentially implicating all bank cards. Today, we will reveal the withdrawal survival rules learned through blood and tears by veteran investors.

1. Withdrawal Minefields that Beginners Must Avoid

"Just withdrew 3,000 and got my card frozen?" This is the nightmare of countless newcomers. Those seemingly tempting traps are waiting for you to jump in:


  • Greedy for high-priced merchants: To earn a few hundred more, choose traders with abnormal quotes, resulting in receiving dirty money;

  • Directly receiving money on salary card: Using frequently used bank cards for transactions; if frozen, it affects basic living.

Correct Withdrawal Posture

  1. Prepare "Cannon Fodder Card": Open a bank card from Postal Savings Bank or a local bank, specifically for cryptocurrency transactions;

  2. Control single transaction amount: Withdrawals should not exceed 50,000 yuan to avoid triggering the bank's risk control system;

  3. Quick Fund Transfer: Immediately transfer to Yu'ebao after the funds arrive, proven to reduce the freezing probability by 50%.

2. Dirty Money Truths that Even Veterans May Not Know

Why is it that after trading 100 times without incident, the 101st time suddenly hits a snag? Dirty money mainly falls into two categories:


  • Telecom Fraud Funds: Freezing speed is fast, but unfreezing is extremely difficult;

  • Gambling Funds: Freezing is relatively slow, but still needs careful handling.

Core Prevention Techniques

  • Same-name account transaction: Require the other party to transfer using the account that matches the registration information;

  • Diversify Risks: Avoid frequent transactions with the same merchant to reduce the possibility of being implicated.

3. Bank Card Freezing First Aid Guide

If you encounter a frozen card, don’t panic! Follow this procedure, and it may be unblocked within 72 hours:


  1. Immediately stop transfers: Prevent other bank cards from being implicated;

  2. Contact the bank for information: Inquire about the name and contact information of the freezing authority;

  3. Prepare proof materials:

    • Transaction records in the cryptocurrency world (emphasizing legitimate platforms)

    • Chat screenshots with the merchant

    • Personal income proof (salary flow is best)

  4. Key phrases: Emphasize "trading on legitimate platforms and willing to cooperate with investigations", and never mention "buying and selling virtual currencies".

4. High-level Players' Ghost Withdrawal Method

Pursuing 100% Safety? Try these advanced operations:


  • US Stock Conversion: Convert funds into US stocks through Hong Kong brokers, purchase gold ETFs, and then withdraw physical gold bars;

  • Offline Exchange: Find reliable Hong Kong dollar exchangers; although the cost is about 2%, it can completely avoid the risk of card freezing.

5. Ultimate Anti-Freeze Mentality

Remember three keywords: Diversify! Diversify! Diversify!


  • Rotate Multiple Cards: Prepare 3 bank cards from different banks to avoid concentrated use;

  • Control Frequency: Withdrawals should not exceed the total amount of half a year's transactions in the card;

  • Small Amount Testing: Before large withdrawals, first test risks with small amounts.


In the cryptocurrency world, making money is not easy, and keeping it safe is even harder. These withdrawal techniques are the experiences gained from the painful lessons of countless investors. Remember: safely withdrawing money is more important than how much you earn; only when the money is truly secured can this wealth game be considered a real victory. ##特朗普暂停新关税 ##加密货币总市值重回3万亿