Why Employers Lose Money If They Don’t Embrace Daily Pay – And Why It’s Even Worse for Workers
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Imagine this: you finish a hard day’s work — maybe in a warehouse, maybe behind a screen — and your payment is held for another 29 days.
Not because you’re untrusted. Not because you’ve done anything wrong. But simply because the system is stuck in the past.
This is the reality of the traditional monthly payroll — a relic of industrial-age finance.
But for millions of workers without savings, where liquidity gaps can mean missed meals or school fees, that delay isn’t just inconvenient — it’s dangerous.
Enter Earned Wage Access (EWA): a simple, elegant idea — you get paid daily. It’s just fair. Anything else is late. It’s not a loan. Not credit. Just your own money, available immediately.
And the results? More profit for both employees and employers.
The Case for Daily Pay: Employers Win, Too
While EWA is often celebrated for its human impact — reducing reliance on predatory lenders, smoothing household budgeting, and giving dignity back to workers — what’s often missed is the boost in productivity and company revenue. Let’s dive in:
Employers benefit just as much. But how example?
According to a landmark study published via Business Wire, Volante Labs uncovered the following:
💼 63% reduction in turnover in high-churn sectors📉 Fewer sick days and higher productivity worth several workers in medium-sized companies💰 Lower recruitment and training costs, as staff stick around longer❤️ Employer brand improves — especially among younger workers under 30
Put simply: daily salaries pay for themselves.
A Payroll Revolution Taking Root in Africa
Every day your salary is delayed, you lose money
Not just to inflation — though that eats into your purchasing power — but also to lost interest, missed opportunities, and, most importantly, lost freedom.
When companies withhold wages for weeks, they’re effectively making a financial decision on your behalf:
“You’ll save — whether you want to or not.”
This outdated system steals agency. It assumes workers can wait, while landlords, food prices, and life itself demand payment now.
And when you scale that delay across millions of people, it becomes an economic anchor holding back entire sectors.
But some nations — particularly Kenya, Nigeria, South Africa, Ghana, and Rwanda — are uniquely positioned to leapfrog the legacy payroll model.
Why? Because of a potent mix of high inflation, restricted access to credit, a young, mobile-first workforce, and a rapidly digitizing economy.
And the shift is already happening.
Volante, the company powering this transformation, is bringing on-demand salaries to employers across sectors — from logistics and healthcare to education and manufacturing.
Using blockchain-powered infrastructure and AI-enhanced payroll systems, Volante lets employers automate early wage access without disrupting their accounting.
For workers, there’s no credit check, no interest, no app bloat. Just secure, seamless access to wages they’ve already earned — day by day.
And Volante is built by heavyweights:
Joey Bertschler (ex-OpenAI, ex-Forbes) and Valerias Bangert (ex-Forbes, BeInCrypto) and a full team of Japanese developers are leading the charge with an ethos of freedom through fair, compliant finance — built for the realities of emerging markets, not just the assumptions of Silicon Valley.
From Fintech Buzzwords to Financial Lifeline
CEO Joey Bertschler speaking on the importance of daily salaries at teamZ in Tokyo, April 17th, 2025
This isn’t about chasing trends — it’s about rewriting the fundamentals of financial inclusion.
Because when people have control over their income, everything changes:
Savings rates go upEmergency borrowing goes downFinancial stress plummets
And critically — economic participation rises. People shop more. Save smarter. Build futures.
Final Word: The Time Is Now
As the youth population in Africa’s struggling sections surges and its economy digitizes, the question is no longer if EWA will become standard — it’s when and who will lead the charge.
For governments, it’s a tool to stabilize households and streamline payments.
For employers, it’s a strategy to increase revenue and attract as well as retain talent.
And for workers — it’s a step toward financial freedom.
