$BTC $ETH $HBAR Why is CBDC the trend of the future?

Replacing cash: helps with fast circulation, less printing cost, easy to control.

Combating money laundering, tax evasion: because all transactions can be tracked (if desired).

Increasing efficiency in international payments: faster than SWIFT, cheaper, no intermediaries needed.

Dealing with the rise of crypto: helps governments maintain financial control.

Who is implementing CBDC?

China (e-CNY): currently piloting with hundreds of millions of people.

Europe (Digital Euro): ECB is developing.

USA (Digital Dollar): researching carefully but quite cautious.

Vietnam: currently researching CBDC trials on blockchain, expected to pilot in 2025.

Is CBDC a competitor to crypto?

Not completely. CBDC is digitized "state money", while crypto like Bitcoin, HBAR, XRP is decentralized, not under state management.

However, if CBDC develops strongly, weaker crypto coins with no practical application may be forgotten.

Conversely, platforms like HBAR, XRP can support CBDC in payments, data transparency, etc.…

Conclusion:

CBDC is definitely a trend of the future, especially in the global financial system. But it does not kill crypto – on the contrary, it may elevate strong technology crypto projects (XRP, XLM, HBAR, etc...).