Banking Giant StanChart Outlines XRP’s Path to $12.50 by 2028

  • StanChart sets bold XRP target: $12.50 by end of Trump’s second term

  • Target seems highly ambitious, banking on best-case regulatory outcomes

  • Forecast potentially underplays impact of XRPL’s developer, value hurdles

A new report from Standard Chartered Bank predicts Ripple’s XRP token could reach as high as $12.50 by 2028, a target linked in the forecast, before the end of US President Donald Trump’s presidency. In a report out Tuesday, the bank laid out its bullish roadmap, including a step-by-step rise in XRP’s price over the next few years.

The bank sees XRP hitting $5.50 by the end of 2025, climbing to $8 during 2026, and reaching $10.40 sometime in 2027, before the final target of $12.50 by late 2028 or early 2029. Standard Chartered says these projections show confidence in XRP’s potential, tying it to market dynamics and technology progress.

What’s Driving the Bank’s Bullish XRP Outlook?

A key reason behind Standard Chartered’s optimistic view is what it sees as rising demand for better ways to handle cross-border and cross-currency payments. The bank notes XRP has a unique position here, allowing for faster and cheaper transactions …

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