Recently, Web3 Banking has become a hot topic in the fintech field, profoundly changing the traditional financial landscape. ZhongAn Bank announced that it will provide exclusive services for stablecoin issuers, processing over $1 billion in Web3 corporate transfer transactions in 2023, serving more than 100 Web3 companies. Fiat24, as a Web3 bank protocol recognized by Swiss regulators, collaborates with the Safepal DApp wallet to offer users on-chain banking services, enabling the free conversion and consumption of crypto assets and fiat currency. Furthermore, after rebranding from EOS to Vaulta, it focuses on Web3 banking operations, attempting to create a comprehensive Web3 banking operating system. Web3 Banking leverages the decentralization of blockchain and the features of smart contracts to break the geographical and service model limitations of traditional banks, enhancing the efficiency of financial services. However, it still faces challenges in regulatory compliance and user experience. With the development of technology and improvement of regulation, Web3 Banking is expected to build a more open and efficient new financial ecosystem. EOS is rapidly rising.