Crypto-backed mortgages are gaining traction as an alternative to traditional loans, allowing borrowers to use digital assets like Bitcoin or Ether as collateral for real estate purchases. This method enables individuals to access funds without selling their crypto, potentially benefiting from future price increases. There are various types of crypto-backed mortgages, including purchase mortgages, cash-out refinancing, and bridge loans. While offering faster approval processes, these loans come with higher interest rates and volatility risks. Regulatory uncertainties also pose challenges, making them less widely accepted in the market.