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Ripple blockchain behemoth has inked a new partnership to roll out its payment solution to a new market. Now, Ripple, together will Chipper Cash, will enable cross-border payments in Africa.

Ripple Pay leverages XRP for seamless and cheap payments across countries.

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Ripple Payments and XRP expand in Africa

According to a blog post published by Ripple, the company has struck a strategic partnership with payments provider Chipper Cash. The goal of their collaboration is to improve cross-border payments in Africa, leveraging Ripple’s blockchain technology for fast, low-cost and overall more efficient payments thanks to RippleNet and XRP.

Africa’s payments landscape is evolving—and crypto-enabled transactions are at the center. 🌍 @chippercashapp and Ripple are teaming up to enable faster, more cost-effective cross-border payments into Africa using Ripple Payments.https://t.co/tA1hO4mtyG

— Ripple (@Ripple) March 27, 2025

Chipper Cash will share with Ripple its user base, which is five million, in almost a dozen countries across the African continent. Thanks to the partnership, customers will be able to transfer and receive money from around the world 24/7/365 with lower friction in a fraction of the time taken for the same services by other payment providers. This move is expected to make payments across Africa much more efficient than before.

Ripple first set its footprint in Africa in 2023, partnering with Onafriq, and now it is expanding thanks to Chipper Cash.

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Crypto payments spreading quickly around world

Reece Merrick, Ripple’s top executive responsible for the region, commented on the partnership, calling it a “key milestone in the expansion of Ripple’s business in Africa.” He believes that now consumers and enterprises across Africa are waking up to embracing the potential of blockchain, therefore, Ripple is offering them this potential in the form of its crypto-based payment solution.

Merrick believes that with the current noticeable growth of the cross-border payments market around the world, more and more companies like Chipper Cash are dipping their toes into crypto payments, raising their efficiency and driving innovation.

Ham Serunjogi, the Chipper Cash founder and CEO, said that crypto-powered payments are the future. They can improve global financial inclusion, provide companies access to global markets and improve the lives of individuals all over Africa. He feels excited about partnering with Ripple because of its blockchain tech potential “to enable consumers to receive payments faster and at lower cost.”