US Government Proposes Blockchain Regulation for Housing Grants, New Moves in Trump's Crypto Policy
1. HUD Explores Blockchain Applications
The U.S. Department of Housing and Urban Development (HUD) is considering testing blockchain technology in the social housing sector, planning to monitor the flow of federal grants through distributed ledgers and testing stablecoin payments to beneficiaries. This initiative may gradually expand after a pilot in a single department, aiming to enhance funding transparency and disbursement efficiency.
2. Standard Chartered Proposes 'Zero-Cost' Bitcoin Purchase Plan
The bank's head of digital asset research, Kendrick, suggests the Trump administration purchase Bitcoin through three budget-neutral methods:
1. Selling a portion of the gold reserves (the U.S. currently has 8,133 tons of gold, worth approximately $758 billion)
2. Utilizing the Treasury's Exchange Rate Stabilization Fund (ERF)
3. Including the purchase plan in Senator Lummis's '2024 Bitcoin Bill'
This move could avoid increasing taxpayer burdens and aligns with Trump's 'Strategic Bitcoin Reserve' executive order requirements.
3. Bitcoin Price Predictions and Market Dynamics
Crypto analyst Mark Quant's Monte Carlo simulation shows:
- Based on a benchmark of $82,655
- Average price prediction by the end of September 2025 reaches $258,445
- Price fluctuation range of $51,430 - $713,000
The model is based on geometric Brownian motion, combining historical volatility and macro liquidity indices. Although the current market is in 'extreme fear' (fear index 24), institutions expect a bull market in the second half of the year.
4. Market Volatility Triggered by Trump's Policies
Since taking office in January:
- Bitcoin has fallen from a high of $109,000 to $80,000
- Similar to the 'good news peak' trend after the launch of the 2024 spot ETF
- The market currently exhibits a 'buy the rumor, sell the fact' phenomenon, but in the long run, the friendliness of policies is expected to improve
BTC Inc. CEO proposes combining Trump's 'Gold Card' immigration plan with Bitcoin payments to attract high-net-worth individuals from emerging markets.
5. Stablecoin Dynamics and Regulatory Trends
In the past 7 days:
- $1.3 billion net inflow of USDT/USDC on the Ethereum chain
- $77 million outflow of stablecoins from Hyperliquid exchange
The U.S. government's stance on stablecoins is polarized: while HUD explores applications, the SEC continues to tighten regulation on compliant stablecoins like BUSD.