USD Coin (USDC) is a fully backed and regulated stablecoin, pegged 1:1 to the US dollar. It is widely used for various purposes in the crypto and DeFi ecosystem, including:
Trading and Payments – Used as a stable medium for trading on crypto exchanges and making payments.
DeFi and Yield Farming – Used in lending, staking, and liquidity pools to earn interest.
Money Transfers and Cross-Border Transactions – Enables fast and low-cost global money transfers.
Smart Contracts and dApps – Integrated into blockchain applications for payments, collateral, and governance.
Store of Value and Volatility Hedge – Provides a stable store of value compared to volatile cryptocurrencies.
Since USDC is backed by cash and short-term US Treasuries, it is considered one of the most reliable stablecoins on the market.$USDC