Fact-checking rumors and reality of XRP

As of February 28, 2025, there was no official confirmation from any reliable source that XRP had been fully adopted by a U.S. bank for international payments or internal transactions.

RippleNet, Ripple's global payment network, has been linked to several U.S. banks such as JPMorgan Chase, Wells Fargo, Bank of America, and Citigroup, but officially, only PNC Bank and Bank of America have definitive partnerships based on evidence.

However, regarding the adoption of XRP and its goal of becoming the world’s cash flow value pipeline, RippleNet and XRP are nowhere near the projections made in the white paper. The likelihood of XRP being worth $ 18.036 by 2030 is infinitely small.

Source: Cointelegraph