Despite #bybit被盗 , I still believe that for ordinary people, CEX remains the safest asset storage tool for most ordinary people. Choosing large exchanges like Binance, if there is an issue with assets, customer service can resolve it. If exchange assets are stolen, compensation can still be provided, etc. If you are very familiar with on-chain operations and have no issues using a cold wallet, you can keep it yourself. But one point to note is that if it's stolen, it's gone, and if you make a mistake, it's also gone. Overall, it depends on your needs and risk management capabilities.