$XRP

*is a cryptocurrency created by Ripple Labs in 2012 to serve as a bridge currency in international transactions. Unlike Bitcoin and Ethereum, which are primarily used as digital stores of value or platforms for decentralized applications, focuses on providing a fast, efficient solution for banks and financial institutions to settle cross-border payments.

Ripple's primary goal is to facilitate seamless, nearly instant transactions across the globe, addressing the inefficiencies and high fees that come with traditional banking systems. With its unique consensus mechanism, is able to process transactions faster than many other cryptocurrencies, making it an attractive option for businesses and financial institutions.