In a financial market marked by uncertainty, it is essential to turn to solid projects rather than speculating on "meme coins".

🔎 Global economic context

Fluctuations in financial markets are closely linked to decisions made by the US Federal Reserve (Fed).

📉 Falling interest rates: Investors are opting for risky assets like cryptos.

📈 Rising interest rates: Capital is flowing into safe assets, such as Treasury bonds 🇺🇸.

Since early 2024, the Fed has started to lower interest rates, leading to a rise in cryptocurrencies 🚀. Investors are closely monitoring economic data to anticipate upcoming decisions.

🎙 Latest Fed announcements

According to Fed Chairman Jerome Powell and recent employment data, interest rates are likely to remain unchanged on January 29. This situation has caused a temporary correction in the markets.

The Fed is “data-dependent”: its decisions depend on economic indicators. If conditions do not allow a rate cut in March, Bitcoin could correct, although some forecasts envisage levels around $80,000.

Impact of American policy.

The arrival of Donald Trump to the presidency, with his project to create a strategic reserve of Bitcoin, could encourage other countries to do the same. In addition, the end of the conflict in Ukraine 🇺🇦 and a drop in inflation could push the Fed to cut rates further in 2025. Which means that the "bull run" 🐂📈 is not over.

If you are a beginner, focus on a long-term investment horizon. One of the most promising sectors currently is artificial intelligence 🤖.

🔥 Top 5 cryptos for beginners

ETH – Ethereum 🌐

Fetch – Fetch.ai 🤖

LINk – Chainlink 🔗

NEAR – Protocole Near 🌟

RAY – Raydium (best DEX on Solana) ⚡️

In my next posts, I will detail the benefits of each of these projects. Stay tuned!