A friend of mine in my circle of friends sold his house half a year ago and bought the A-share market at a low price. He felt that the time had come because everyone was saying that if the house was not sold, the price would fall and that housing prices would be a bubble.

Another brother of mine sold his stocks half a year ago. The long-term unchanged 3,000 points made him lose confidence, so he bought a suburban house in Hangzhou at a bargain price. He felt that no matter how bad the price was, it was still in Hangzhou, and it was not far from the city. One of us does not speculate in stocks, and the other does not buy a house. To this day,

The two of them were scolding each other in the group.

We are discussing where the money should go. The meager interest in the bank, the lack of quota for foreign exchange, and the purchase of cryptocurrencies. Sorry, we want to protect you from being cheated.

After all, the authorities believed that it was a scam used to launder money, a game of passing the parcel, even if it had increased thousands or tens of thousands of times, even if it had been ranked first in the global growth list for eight of the past ten years,

You watched helplessly as it went from a few thousand yuan to four or five hundred thousand yuan. You said you could be ruthless and download the trading software. The anti-fraud APP would come out to protect you, but our Hong Kong compatriots were not protected.

They can trade freely like buying and selling stocks. Am I wrong?

After working in this industry for a long time, I find that we are protected too well. For ordinary people, the stock market can only go long, not short. All stock managers are attracting new customers. There is no threshold for opening an account. If you spend a little time thinking about whether you can go short, the threshold for opening a futures account is 500,000.

For ordinary people, that is nearly ten years of savings. You want to do some options for risk management, sorry, not only do you need money, you also need to take an exam. You don't understand why you go to the counter to ask the lady,

The lady at the counter will tell you: Because the risk is high, we need to protect you. You touch your head and are touched by her kindness. After returning home, you think about it for a long time, but you still can't figure it out. In a cyclical market, basically, it will go down the same way it goes up.

Why does short selling need protection, but long selling does not? Is there no risk in going long?

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You will understand where ordinary people's money should go. I have 3 years of experience in financial management and 5 years of experience in the cryptocurrency industry. If you have any problems related to the stock market or the cryptocurrency industry,

Click to follow me for free. There are a lot of useful articles on the homepage that are helpful to the cryptocurrency community. If you have any questions, I can answer them at any time. As long as I have time. I recently calculated the return rate of various assets around the world, and there may be small changes.

But the ranking is not a problem. The highest is BTC, which has doubled this year. The second is Nasdaq, which has increased by 30%. The third is gold, which has increased by nearly 10%. Strictly speaking, the only thing ordinary people can buy is gold, so there was a situation where the international gold price did not rise, but the domestic price soared.

As an ordinary person, I personally think it is worth holding a portion. Let's talk about the real estate market and the stock market. If both must rise, which one do you think you should look for? Let's discuss this matter rationally. If you win the game of cards, you may be very generous to treat your wife to a meal, or even buy a bracelet for your wife. After all, you don't feel bad about spending the money you win from gambling.

But if the house price goes up, you won't sell your house to buy it, right? And it takes a long time to rebuild confidence after it collapses. So what do you think? In other words, whether it's playing cards or chess, if the rules change back and forth,

Or there will always be someone paying old money, and slowly no one will play with them, but I still firmly believe that there is a promising future. What? You said that the Indian stock market is more than 70,000 points, but that is just a false high and it will collapse at any time.

Whether it is the stock market or traditional investment, we must adhere to one concept, that is, we should rely on where there is the most money. When housing prices soared, investing in real estate was one of the best ways to invest. When the stock market was booming, investing in the stock market was one of the best ways to invest.

At present, the industry I am in, the cryptocurrency circle, WEB3.0, is currently in the early stages of a bull market. If the BTC ETF that BlackRock applied for is approved, a lot of traditional investment funds will enter this circle, and the surge in the price of the currency is inevitable. The most common question people who come to consult me ​​is why the country is so strict with the BTC ETF.

This industry is not supported? (The state does not encourage this industry, and it is not illegal. If everyone plays in the cryptocurrency circle, who will play in the stock market? Stocks have stamp duties, and the state can collect taxes from the stock market. I think everyone should understand what I mean.)

In short, when it comes to investment, what we really need to care about is risk first, and then the rate of return. There is an old saying that goes, no matter whether the cat is black or white, a cat that can catch mice is a good cat. Instead of complaining about the unsatisfactory performance of A-shares every day, why not choose another track and learn to accept new things?

It is wise to keep up with the times.