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📅 November 1 | Washington D.C., United States
The countdown has begun. If Congress fails to reach a budget agreement in the coming hours, the United States will face one of the longest and most costly government shutdowns in its modern history. As the White House and Republican lawmakers trade blame, markets are trembling and the crypto sector is watching closely, knowing that a prolonged shutdown could paralyze regulations, hearings, and key decisions regarding digital ETFs.

📖 The partial government shutdown—which is nearing the record of 35 days from 2019—has left agencies like the SEC, the CFTC, and the Treasury Department operating with skeleton crews. This means that ETF approvals, license reviews, and regulatory reports in the crypto sector are virtually frozen.
According to CoinDesk, industry analysts describe the situation as an “administrative standstill that could stifle innovation and create an oversight vacuum.”
Meanwhile, the Treasury Secretary warned that if the paralysis continues, confidence in U.S. bonds could deteriorate, pushing investors toward alternative safe havens like gold and Bitcoin.
Traders are already beginning to reflect that tension: BTC remains volatile around $110,000, while traditional markets are showing their worst start to November in a decade.
“Every day without a budget is a day without control over financial risks. And in a tokenized world, the impact is multiplied,” a TD Cowen analyst told CoinDesk.
At its core, the confrontation has deep political roots. The hardline wing of the Republican Party is demanding drastic cuts in social and energy spending, while the recently reinstated Trump administration is trying to maintain funding for strategic security and technology projects, including its new National Blockchain Initiative.
The lack of consensus has led to the closure of federal offices, the suspension of payments to contractors, and the freezing of key investigations. Even the SEC teams responsible for reviewing the Solana, XRP, and Ethereum ETFs are on hold, creating uncertainty among investors and companies.
Meanwhile, the public is showing signs of fatigue: more than 800,000 federal employees are facing pay delays, and international markets are questioning the institutional stability of the dollar.

Topic Opinion:
A brutal reminder of the fragility of the centralized financial system. While politicians argue, the real economy grinds to a halt, and citizens pay the price. In contrast, decentralized networks like Bitcoin continue to operate without interruption, without budgets or parliaments. Perhaps therein lies their true strength: independence from human will and bureaucracy.
💬 Do you think this crisis will accelerate the adoption of Bitcoin as an alternative to the state system?

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📅 October 31 | United States
Custodia Bank's battle against the Federal Reserve has just suffered a major setback. A federal appeals court upheld that the Fed has the right to deny a master account to the entity founded by Caitlin Long, one of the most influential figures in the “regulated crypto banking” movement.

📖 Wyoming-based Custodia Bank had been trying for over three years to obtain a master account—the permit that allows financial institutions to interact directly with the Federal Reserve, without intermediaries.
Its goal was clear: to build a bridge between cryptocurrencies and the traditional banking system, allowing clients to trade stablecoins and hold digital assets under state regulation. But from the outset, the Fed resisted. In 2023, it formally denied Custodia's application, citing “significant risks to financial stability and oversight”.
Caitlin Long sued, arguing that the Federal Reserve was violating the principles of competition and banking neutrality.
However, the Tenth Circuit Court of Appeals upheld the original ruling this week: the Fed has full discretion to reject applications from banks that, in its judgment, do not meet systemic risk and security standards.
The decision doesn't just affect Custodia Bank. It means that other digital banks and crypto custodians—such as Kraken Bank or Anchorage Digital—could face similar barriers if they try to gain direct access to the Fed's payment system.
In the words of an analyst quoted by The Block:
“This is a sign that the Fed won't easily open its doors to the crypto sector. It prefers to maintain a high wall rather than risk its infrastructure being contaminated by digital markets.”
Despite the setback, Caitlin Long responded publicly on X (formerly Twitter):
“We will continue fighting for an inclusive, innovative, and secure financial system. The story doesn't end here.”
The executive emphasized that Custodia Bank will continue operating under its state license in Wyoming, but acknowledged that the ruling severely restricts its national reach and competitiveness.

Topic Opinion:
The Federal Reserve is unwilling to share its infrastructure with projects it perceives as unpredictable, even if they are regulated at the state level. But it also reveals something deeper: a lack of clarity on how the U.S. intends to integrate decentralized finance into the banking framework.
💬 Do you think the Fed should open its doors to crypto banks like Custodia Bank?

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