The Cash Wallet Feature with Blockchain Technology
One of the most significant developments in the November 2025 release is SWIFT's confirmation of the integration of blockchain technology with the ISO 20022 standard to support digital assets. This step represents a qualitative leap in the world of cross-border payments and includes the following points:
Integration of Digital Assets: The new SWIFT system will enable the handling of digital assets (such as cryptocurrencies and digital tokens) using blockchain technology, enhancing integration between traditional and decentralized financial systems.
Digital Cash Wallet: SWIFT will support blockchain-based cash wallets to facilitate cross-border payments, allowing for instant settlement and greater transparency in transactions.
Compatibility with Blockchains: Blockchains that comply with the ISO 20022 standard will be welcomed, meaning that digital currencies like XRP, Stellar (XLM), Cardano (ADA), Algorand (ALGO), Quant (QNT), Hedera (HBAR), IOTA, and XDC Network will be well-positioned for integration with the global financial system.
For those wondering what the connection between the Pi Network and the ISO 20022 quality messaging system for cross-border payments is,
The blockchain of the global economic and financial system
Pi Network
is based on the consensus protocol of the Stellar network
Stellar Consensus Protocol
which is subject to the quality of messages for cross-border payments
ISO 20022
These are the networks of the new financial system
And one network will embrace everyone
Everyone for Pi Network
And Pi Network for everyone
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