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FHFA will consider cryptocurrencies for mortgage loan eligibility.
The Federal Housing Finance Agency (FHFA) announced that it will now consider cryptocurrencies held by applicants on regulated exchanges in the U.S. when assessing creditworthiness for mortgage loans, without the requirement to convert them to U.S. dollars beforehand.
Only tokens available on U.S. regulated platforms (CEX) will be considered, and the FHFA may impose additional conditions related to risk management, although the details of these requirements have not yet been specified.
Only tokens available on U.S. regulated platforms (CEX) will be considered, and the FHFA may impose additional conditions related to risk management, although the details of these requirements have not yet been specified.
🚨 Bitcoin for Your Mortgage? A New Era May Be Coming
🇺🇸 In a groundbreaking shift, FHFA Director Bill Pulte has revealed plans to explore crypto holdings—like Bitcoin—as part of mortgage underwriting in the U.S.
📢 This means your digital assets could soon count toward your income and wealth when applying for a home loan. A move that could reshape how financial institutions assess creditworthiness in the age of decentralization.
🔍 If implemented, this could be a game-changer for crypto investors looking to enter or expand in the real estate market.
📊 Is the financial system finally catching up to the crypto economy?
#Bitcoin #Mortgage #Crypto #FHFA #RealEstate
https://coingape.com/bitcoin-qualify-collateral-mortgage-us/
🇺🇸 In a groundbreaking shift, FHFA Director Bill Pulte has revealed plans to explore crypto holdings—like Bitcoin—as part of mortgage underwriting in the U.S.
📢 This means your digital assets could soon count toward your income and wealth when applying for a home loan. A move that could reshape how financial institutions assess creditworthiness in the age of decentralization.
🔍 If implemented, this could be a game-changer for crypto investors looking to enter or expand in the real estate market.
📊 Is the financial system finally catching up to the crypto economy?
#Bitcoin #Mortgage #Crypto #FHFA #RealEstate
https://coingape.com/bitcoin-qualify-collateral-mortgage-us/
🚨 $8 Trillion U.S. FHFA Recognizes Bitcoin for Mortgage Risk Assessments
🏛 In a landmark move, the Federal Housing Finance Agency (FHFA) has issued a directive enabling Fannie Mae and Freddie Mac to treat Bitcoin and other cryptocurrencies as legitimate assets for mortgage evaluations.
🔍 Signed on June 25, this directive could reshape the landscape of U.S. housing finance, offering crypto holders a path to homeownership without needing to liquidate their digital assets.
💡 What this means:
▫️ Bitcoin can now be counted as part of your asset profile in mortgage risk assessments
▫️ A huge leap forward in the mainstream adoption of crypto in traditional finance
▫️ Paves the way for broader financial inclusion for Web3 participants
🌐 With the U.S. housing finance system managing over $8 trillion, this move sends a strong signal that crypto is evolving from speculative asset to financial infrastructure.
📢 The big question: Will more agencies and financial institutions follow suit?
#Bitcoin #FHFA #Crypto #Mortgage #Web3
https://coingape.com/8-trillion-u-s-fhfa-recognises-bitcoin-for-mortgages/
🏛 In a landmark move, the Federal Housing Finance Agency (FHFA) has issued a directive enabling Fannie Mae and Freddie Mac to treat Bitcoin and other cryptocurrencies as legitimate assets for mortgage evaluations.
🔍 Signed on June 25, this directive could reshape the landscape of U.S. housing finance, offering crypto holders a path to homeownership without needing to liquidate their digital assets.
💡 What this means:
▫️ Bitcoin can now be counted as part of your asset profile in mortgage risk assessments
▫️ A huge leap forward in the mainstream adoption of crypto in traditional finance
▫️ Paves the way for broader financial inclusion for Web3 participants
🌐 With the U.S. housing finance system managing over $8 trillion, this move sends a strong signal that crypto is evolving from speculative asset to financial infrastructure.
📢 The big question: Will more agencies and financial institutions follow suit?
#Bitcoin #FHFA #Crypto #Mortgage #Web3
https://coingape.com/8-trillion-u-s-fhfa-recognises-bitcoin-for-mortgages/
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🇺🇸 Urgent: The U.S. Federal Housing Agency is considering counting digital currencies among the eligibility criteria for obtaining a mortgage!
━━━━━━━━━━━━━━━
🏛️ Details:
– Bill Bolte, Director of the Federal Housing Finance Agency (FHFA),
– stated that the agency is considering including digital currencies as part of the assets assessed when evaluating eligibility for a mortgage loan
━━━━━━━━━━━━━━━
💰 Why is this important?
– A step that could represent a significant shift in U.S. financial policy
– Official recognition of the value of digital currencies as usable assets in mortgage financing
━━━━━━━━━━━━━━━
📈 Potential impact:
– May make it easier for digital currency holders to enter the real estate market
– Enhances the position of crypto within the traditional financial system
– Opens the door for more financial innovation in the housing sector
━━━━━━━━━━━━━━━
❓Do you think this step will accelerate the adoption of crypto in daily life? Will your possession of Bitcoin one day be your path to owning a home?
━━━━━━━━━━━━━━━
📍 If you liked the content, support me with a like and follow to get all the new updates
LEGENDARY_007
#CryptoNewss #LEGENDARY_007 #FHFA #FedRateDecisions
━━━━━━━━━━━━━━━
🏛️ Details:
– Bill Bolte, Director of the Federal Housing Finance Agency (FHFA),
– stated that the agency is considering including digital currencies as part of the assets assessed when evaluating eligibility for a mortgage loan
━━━━━━━━━━━━━━━
💰 Why is this important?
– A step that could represent a significant shift in U.S. financial policy
– Official recognition of the value of digital currencies as usable assets in mortgage financing
━━━━━━━━━━━━━━━
📈 Potential impact:
– May make it easier for digital currency holders to enter the real estate market
– Enhances the position of crypto within the traditional financial system
– Opens the door for more financial innovation in the housing sector
━━━━━━━━━━━━━━━
❓Do you think this step will accelerate the adoption of crypto in daily life? Will your possession of Bitcoin one day be your path to owning a home?
━━━━━━━━━━━━━━━
📍 If you liked the content, support me with a like and follow to get all the new updates
LEGENDARY_007
#CryptoNewss #LEGENDARY_007 #FHFA #FedRateDecisions
🚨 NEW🚨: The Federal Housing Finance Agency will study how crypto holdings impact mortgage qualifications. 🏡💰
This move comes from new FHFA director Bill Pulte, a longtime Bitcoin investor. Big steps toward crypto's influence on real estate! 🔍
#Crypto #Bitcoin #Mortgage #FHFA #RealEstate #Fintech #CryptoNews #CryptoMarket #Investing$BTC
This move comes from new FHFA director Bill Pulte, a longtime Bitcoin investor. Big steps toward crypto's influence on real estate! 🔍
#Crypto #Bitcoin #Mortgage #FHFA #RealEstate #Fintech #CryptoNews #CryptoMarket #Investing$BTC
#fhfa #cryptocapital
FHFA Moves to Include Crypto in U.S. Mortgage Evaluations
This decision signals a significant shift in how digital assets may influence traditional financial systems, especially in real estate.
According to Pulte, the initiative is part of a broader push. It aligns with former President Donald Trump’s goal of making the United States the “crypto capital” of the world
#BTC110KToday?
FHFA Moves to Include Crypto in U.S. Mortgage Evaluations
This decision signals a significant shift in how digital assets may influence traditional financial systems, especially in real estate.
According to Pulte, the initiative is part of a broader push. It aligns with former President Donald Trump’s goal of making the United States the “crypto capital” of the world
#BTC110KToday?
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Bitcoin surges above $107,000 on FHA's Bolt order
Bitcoin continued $BTC
Its slight rise on Wednesday came as William Bolt, administrator of the Federal Housing Finance Agency (FHF), ordered Fannie Mae and Freddie Mac — which play a pivotal role in issuing mortgages to American homeowners — to prepare to accept cryptocurrencies as part of applicants’ assets.
Its slight rise on Wednesday came as William Bolt, administrator of the Federal Housing Finance Agency (FHF), ordered Fannie Mae and Freddie Mac — which play a pivotal role in issuing mortgages to American homeowners — to prepare to accept cryptocurrencies as part of applicants’ assets.
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🇺🇸 The U.S. Considers Recognizing Bitcoin as a Reserve Asset for Mortgage Lending
A significant turning point is being nurtured in the U.S. financial industry as Bitcoin ($BTC ) could soon be recognized as a valid reserve asset in home purchase mortgage applications.
The information was revealed by William J. Pulte – Director of the Federal Housing Finance Agency (FHFA), who stated that the two leading housing finance organizations, Fannie Mae and Freddie Mac, have been asked to prepare for the integration of digital assets into the lending approval process.
🔊 CZ (Changpeng Zhao), former CEO of Binance, shared on X:
“It’s great that BTC is being counted as collateral! The future American dream will be to own 0.1 BTC – worth more than a house.”
🔍 How will digital assets be recognized?
Borrowers will be able to count Bitcoin as a reserve asset, as long as:
BTC is stored on a licensed centralized exchange in the U.S.
The holding information can be verified
Risk discount levels similar to stocks/ETFs are applied
💬 The FHFA's goals:
Make credit assessment criteria more flexible
Increase access to housing, especially for younger generations holding crypto
Transform the U.S. into the “global crypto capital”
However, there are still debates surrounding the high volatility and incomplete legal framework of digital assets. Nevertheless, experts hope that if implemented cautiously, this will be a significant stepping stone to legitimizing Bitcoin within the U.S. financial system.
#CZ #FHFA #crypto #BTC #bitcoin
A significant turning point is being nurtured in the U.S. financial industry as Bitcoin ($BTC ) could soon be recognized as a valid reserve asset in home purchase mortgage applications.
The information was revealed by William J. Pulte – Director of the Federal Housing Finance Agency (FHFA), who stated that the two leading housing finance organizations, Fannie Mae and Freddie Mac, have been asked to prepare for the integration of digital assets into the lending approval process.
🔊 CZ (Changpeng Zhao), former CEO of Binance, shared on X:
“It’s great that BTC is being counted as collateral! The future American dream will be to own 0.1 BTC – worth more than a house.”
🔍 How will digital assets be recognized?
Borrowers will be able to count Bitcoin as a reserve asset, as long as:
BTC is stored on a licensed centralized exchange in the U.S.
The holding information can be verified
Risk discount levels similar to stocks/ETFs are applied
💬 The FHFA's goals:
Make credit assessment criteria more flexible
Increase access to housing, especially for younger generations holding crypto
Transform the U.S. into the “global crypto capital”
However, there are still debates surrounding the high volatility and incomplete legal framework of digital assets. Nevertheless, experts hope that if implemented cautiously, this will be a significant stepping stone to legitimizing Bitcoin within the U.S. financial system.
#CZ #FHFA #crypto #BTC #bitcoin
🚨 Michael Saylor pitches Bitcoin credit model to Trump’s FHFA Director 🚨
Saylor is presenting his groundbreaking Bitcoin credit strategy to one of Trump’s top financial figures.
A major move in the evolution of digital finance. 🔥
#Bitcoin #MichaelSaylor #FHFA #Crypto #FinanceInnovation #CryptoNews #CryptoMarket$BTC
Saylor is presenting his groundbreaking Bitcoin credit strategy to one of Trump’s top financial figures.
A major move in the evolution of digital finance. 🔥
#Bitcoin #MichaelSaylor #FHFA #Crypto #FinanceInnovation #CryptoNews #CryptoMarket$BTC
🚨 Big News in Housing! 🚨
The FHFA is considering the use of digital assets like Bitcoin as mortgage collateral. 💰🏡 This could reshape the future of homeownership and real estate. 🔑
#FHFA #Bitcoin #Crypto #MortgageRevolution #Blockchain #DigitalAssets #RealEstate #CryptoNews #CryptoMarket
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The FHFA is considering the use of digital assets like Bitcoin as mortgage collateral. 💰🏡 This could reshape the future of homeownership and real estate. 🔑
#FHFA #Bitcoin #Crypto #MortgageRevolution #Blockchain #DigitalAssets #RealEstate #CryptoNews #CryptoMarket
Follow our binance square more information for us
FHFA Opens Doors: Crypto Now Counts in Mortgage Applications
$BTC
🎯 U.S. housing agencies (Fannie/Freddie) now must consider borrowers’ crypto holdings. Bitcoin surges to $107K on the news—could this redefine crypto as loan collateral?
#BTC #Mortgage #FHFA #Salma6422
$BTC
🎯 U.S. housing agencies (Fannie/Freddie) now must consider borrowers’ crypto holdings. Bitcoin surges to $107K on the news—could this redefine crypto as loan collateral?
#BTC #Mortgage #FHFA #Salma6422
📢 New wave of political pressure hits the U.S. housing sector—this time over crypto.🔥🔥
🚨 Senate Democrats Push Back on Crypto-Backed Mortgages 🏠💸
A new political clash is brewing in the U.S. housing sector…
Five U.S. Senate Democrats — led by Jeff Merkley, with backing from Elizabeth Warren, Bernie Sanders, and others — are demanding answers from FHFA Director William Pulte over his directive to consider crypto in mortgage applications without converting it to USD first. 📑🪙
Last month, Pulte ordered Fannie Mae and Freddie Mac to draft a proposal on how to factor in crypto holdings in risk assessments for mortgage loans. But lawmakers are warning this move could inject serious risk into the housing market — citing volatility, scams, liquidity crunches, and potential conflicts of interest. ⚠️🏚️
🔍 Key Concerns:
Crypto’s high volatility could lead to default risks 📉
Potential for scams and cyber theft 🔓
Pulte’s wife reportedly holds up to $2M in crypto 💰
Pulte chairs both GSE boards — creating governance red flags 🚩
📆 Lawmakers want clarity by August 7. Until then, the debate continues:
Is crypto a modern tool for financial inclusion — or a risk too big to back homeownership?
#CryptoNewss #AmericaAIActionPlan #Senat #FHFA #Web3DatingRevolution 🧾
🚨 Senate Democrats Push Back on Crypto-Backed Mortgages 🏠💸
A new political clash is brewing in the U.S. housing sector…
Five U.S. Senate Democrats — led by Jeff Merkley, with backing from Elizabeth Warren, Bernie Sanders, and others — are demanding answers from FHFA Director William Pulte over his directive to consider crypto in mortgage applications without converting it to USD first. 📑🪙
Last month, Pulte ordered Fannie Mae and Freddie Mac to draft a proposal on how to factor in crypto holdings in risk assessments for mortgage loans. But lawmakers are warning this move could inject serious risk into the housing market — citing volatility, scams, liquidity crunches, and potential conflicts of interest. ⚠️🏚️
🔍 Key Concerns:
Crypto’s high volatility could lead to default risks 📉
Potential for scams and cyber theft 🔓
Pulte’s wife reportedly holds up to $2M in crypto 💰
Pulte chairs both GSE boards — creating governance red flags 🚩
📆 Lawmakers want clarity by August 7. Until then, the debate continues:
Is crypto a modern tool for financial inclusion — or a risk too big to back homeownership?
#CryptoNewss #AmericaAIActionPlan #Senat #FHFA #Web3DatingRevolution 🧾
SOL/USDT
🇺🇸 JUST IN: Major shift coming to U.S. housing!
FHFA Director Bill Pulte says the agency is exploring how crypto holdings could count toward mortgage qualification 🏠💰
That’s right — your Bitcoin, ETH, or SOL might soon help you buy a house instead of just sitting in your wallet! 🔥
🔎 Why it matters:
The Federal Housing Finance Agency (which oversees Fannie Mae & Freddie Mac) is officially reviewing whether digital assets can be considered proof of financial strength in mortgage applications.
🧠 Pulte himself holds BTC & SOL — and he’s ready to modernize the system.
📈 If this passes, it could unlock homeownership for millions in the crypto space.
🚨 Still in early stages — but this is a MAJOR signal of crypto adoption in traditional finance.
#CryptoNews #Bitcoin #Ethereum #FHFA #DeFi
FHFA Director Bill Pulte says the agency is exploring how crypto holdings could count toward mortgage qualification 🏠💰
That’s right — your Bitcoin, ETH, or SOL might soon help you buy a house instead of just sitting in your wallet! 🔥
🔎 Why it matters:
The Federal Housing Finance Agency (which oversees Fannie Mae & Freddie Mac) is officially reviewing whether digital assets can be considered proof of financial strength in mortgage applications.
🧠 Pulte himself holds BTC & SOL — and he’s ready to modernize the system.
📈 If this passes, it could unlock homeownership for millions in the crypto space.
🚨 Still in early stages — but this is a MAJOR signal of crypto adoption in traditional finance.
#CryptoNews #Bitcoin #Ethereum #FHFA #DeFi
See original
July 17, 2025 – The top 10 events in the world of cryptocurrencies
📅 July 17, 2025 – The top 10 events in the world of cryptocurrencies
🏛️ Influential political and legislative events
July 1, 2025
The beginning of sessions in the U.S. House of Representatives to discuss the laws
#GENIUS (Stablecoin regulation) and #Clarity (Digital market structuring).
July 7, 2025
Possible date for the official vote in the House of Representatives on the GENIUS law
To regulate stable dollar currencies and integrate them into the U.S. banking system.
🏛️ Influential political and legislative events
July 1, 2025
The beginning of sessions in the U.S. House of Representatives to discuss the laws
#GENIUS (Stablecoin regulation) and #Clarity (Digital market structuring).
July 7, 2025
Possible date for the official vote in the House of Representatives on the GENIUS law
To regulate stable dollar currencies and integrate them into the U.S. banking system.
🇺🇸 BREAKING: U.S. Federal Housing Agency Recognizes Bitcoin in Mortgage Lending! 🏠💥
In a groundbreaking shift, the U.S. Federal Housing Agency (FHFA) has officially instructed affiliated banks to factor in Bitcoin holdings when evaluating applicants for home mortgage loans. This move signifies a monumental step toward integrating digital assets into the traditional financial system. 📊💸
By recognizing Bitcoin as part of an individual’s net worth, the FHFA aims to modernize its lending criteria, reflecting the rising adoption of crypto assets among American households. Homebuyers with substantial BTC wallets may now enhance their eligibility for home loans, boosting access to credit in a digitized economy. 🔑📈
Analysts see this decision as a bullish signal for the crypto market, suggesting broader institutional acceptance is accelerating. It could potentially unlock billions in liquidity, as crypto-savvy millennials and Gen Z begin leveraging their digital wealth in real estate. 🧠🏘️
However, the policy comes with strict requirements. Borrowers must provide verifiable proof of asset custody, historical transaction records, and demonstrate price stability over a determined period. This ensures that banks remain risk-aware while embracing innovation. 🛡️🖥️
Crypto advocates hail the decision as a historic moment, bringing the decentralized economy one step closer to mainstream legitimacy. As traditional finance continues to adapt, Bitcoin's utility and influence continue to expand beyond speculation.
The future of housing finance may very well rest on the blockchain. 🔗💼
#bitcoin
#Mortgage
#CryptoAdoption
#HousingMarket2026
#FHFA
By recognizing Bitcoin as part of an individual’s net worth, the FHFA aims to modernize its lending criteria, reflecting the rising adoption of crypto assets among American households. Homebuyers with substantial BTC wallets may now enhance their eligibility for home loans, boosting access to credit in a digitized economy. 🔑📈
Analysts see this decision as a bullish signal for the crypto market, suggesting broader institutional acceptance is accelerating. It could potentially unlock billions in liquidity, as crypto-savvy millennials and Gen Z begin leveraging their digital wealth in real estate. 🧠🏘️
However, the policy comes with strict requirements. Borrowers must provide verifiable proof of asset custody, historical transaction records, and demonstrate price stability over a determined period. This ensures that banks remain risk-aware while embracing innovation. 🛡️🖥️
Crypto advocates hail the decision as a historic moment, bringing the decentralized economy one step closer to mainstream legitimacy. As traditional finance continues to adapt, Bitcoin's utility and influence continue to expand beyond speculation.
The future of housing finance may very well rest on the blockchain. 🔗💼
#bitcoin
#Mortgage
#CryptoAdoption
#HousingMarket2026
#FHFA
See original
Do you think this move by the FHFA will become Subprime Crisis 2.0?
#FHFA is like forcing Bitcoin innovation into the old mortgage system; it's true innovation, but the risks are genuinely stimulating.
The Housing Finance Agency wants to use cryptocurrency as a digital savings account for homebuyers to attract young people to step in and take over the properties. However, tying house prices to cryptocurrency prices raises concerns that if cryptocurrency prices crash one day, it could drag the housing market down with it.
This is using cryptocurrency as a political bargaining chip, pleasing voters while trying to maintain financial hegemony. But if it really comes to pass, regulators need to first figure out how to rein in Bitcoin's volatility; otherwise, it could quickly turn into the script for Subprime Crisis 2.0.
#FHFA is like forcing Bitcoin innovation into the old mortgage system; it's true innovation, but the risks are genuinely stimulating.
The Housing Finance Agency wants to use cryptocurrency as a digital savings account for homebuyers to attract young people to step in and take over the properties. However, tying house prices to cryptocurrency prices raises concerns that if cryptocurrency prices crash one day, it could drag the housing market down with it.
This is using cryptocurrency as a political bargaining chip, pleasing voters while trying to maintain financial hegemony. But if it really comes to pass, regulators need to first figure out how to rein in Bitcoin's volatility; otherwise, it could quickly turn into the script for Subprime Crisis 2.0.
See original
🇺🇸 New: The Federal Housing Agency begins studying the impact of cryptocurrency ownership on mortgage eligibility!
━━━━━━━━━━━━━━━
🏛️ Relevant authority:
– Federal Housing Finance Agency (FHFA)
– Led by the new director Bill Bolte, known for his support and investment in Bitcoin
━━━━━━━━━━━━━━━
📊 What will be studied?
– How cryptocurrencies can be considered among the eligible assets for mortgage loans
– Assessing the role of Bitcoin and cryptocurrencies as part of personal financial solvency
━━━━━━━━━━━━━━━
📈 Why is this important?
– A step towards integrating digital assets into the traditional financial system
– Could enable crypto holders to leverage their assets without converting them to cash
– Represents a radical shift in how institutions deal with Bitcoin
━━━━━━━━━━━━━━━
🔍 Is this the beginning of a new phase?
– With this idea being officially adopted, we may soon see new credit standards that take crypto into account
━━━━━━━━━━━━━━━
❓Do you think accounting for crypto in financing eligibility will increase the legitimacy of digital currencies globally?
━━━━━━━━━━━━━━━
📍 If you liked the content, support me with a like and follow to receive all the latest
LEGENDARY_007
#CryptoNewss #LEGENDARY_007 #FederalReserve #FHFA
━━━━━━━━━━━━━━━
🏛️ Relevant authority:
– Federal Housing Finance Agency (FHFA)
– Led by the new director Bill Bolte, known for his support and investment in Bitcoin
━━━━━━━━━━━━━━━
📊 What will be studied?
– How cryptocurrencies can be considered among the eligible assets for mortgage loans
– Assessing the role of Bitcoin and cryptocurrencies as part of personal financial solvency
━━━━━━━━━━━━━━━
📈 Why is this important?
– A step towards integrating digital assets into the traditional financial system
– Could enable crypto holders to leverage their assets without converting them to cash
– Represents a radical shift in how institutions deal with Bitcoin
━━━━━━━━━━━━━━━
🔍 Is this the beginning of a new phase?
– With this idea being officially adopted, we may soon see new credit standards that take crypto into account
━━━━━━━━━━━━━━━
❓Do you think accounting for crypto in financing eligibility will increase the legitimacy of digital currencies globally?
━━━━━━━━━━━━━━━
📍 If you liked the content, support me with a like and follow to receive all the latest
LEGENDARY_007
#CryptoNewss #LEGENDARY_007 #FederalReserve #FHFA
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