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davidschwartz

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RECENTLY: The $XRP Ledger resumed operations after a 64-minute network freeze on Feb. 4, during which validations stalled and transactions were delayed, with #Ripple CTO David Schwartz confirming that funds remained safe. #davidschwartz
RECENTLY: The $XRP Ledger resumed operations after a 64-minute network freeze on Feb. 4, during which validations stalled and transactions were delayed, with #Ripple CTO David Schwartz confirming that funds remained safe.

#davidschwartz
$XRP {future}(XRPUSDT) Hi, I'm Javeria, and I'm here to break down the latest developments in the Ripple vs. SEC lawsuit, including Ripple CTO David Schwartz's recent reflections on the case.Ripple CTO David Schwartz Recalls SEC Lawsuit Shock In a recent address at the ONDO Finance Summit 2025, Ripple's Chief Technology Officer (CTO), David Schwartz, reflected on the company's ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Schwartz recalled the initial shock of the lawsuit, stating that "a lot of people thought it was over" ¹. The lawsuit, which was filed in 2020, alleged that Ripple's XRP token was an unregistered security. However, in a significant ruling, Judge Analisa Torres issued a Final Judgment on August 7, 2024, which added clarity to the case but left the legal battle open-ended ². Schwartz criticized the SEC's approach, arguing that the regulator has been using the term "investment contract" to create confusion around securities law. He emphasized that Ripple is legally obligated to its shareholders, not XRP holders ³. The Ripple vs. SEC case has entered the remedies stage, with the last motion expected by April 29, 2024. Legal experts anticipate that Judge Torres may issue the remedies ruling by the summer of 2024 ⁴. The outcome of the lawsuit is expected to have significant implications for the cryptocurrency industry, shaping the future of regulation and clarity around securities law. As the case continues to unfold, industry experts and investors are closely watching the developments. In related news, XRP price has been experiencing moderate volatility, with a potential breakout signal above the trendline or a price surpassing $2.70 ⁵. However, investors should exercise caution and conduct thorough research before making any investment decisions. #BERAonBinance #USJoblessClaimsRise #RippleVsSEC #davidschwartz
$XRP
Hi, I'm Javeria, and I'm here to break down the latest developments in the Ripple vs. SEC lawsuit, including Ripple CTO David Schwartz's recent reflections on the case.Ripple CTO David Schwartz Recalls SEC Lawsuit Shock

In a recent address at the ONDO Finance Summit 2025, Ripple's Chief Technology Officer (CTO), David Schwartz, reflected on the company's ongoing legal battle with the U.S. Securities and Exchange Commission (SEC). Schwartz recalled the initial shock of the lawsuit, stating that "a lot of people thought it was over" ¹.

The lawsuit, which was filed in 2020, alleged that Ripple's XRP token was an unregistered security. However, in a significant ruling, Judge Analisa Torres issued a Final Judgment on August 7, 2024, which added clarity to the case but left the legal battle open-ended ².

Schwartz criticized the SEC's approach, arguing that the regulator has been using the term "investment contract" to create confusion around securities law. He emphasized that Ripple is legally obligated to its shareholders, not XRP holders ³.

The Ripple vs. SEC case has entered the remedies stage, with the last motion expected by April 29, 2024. Legal experts anticipate that Judge Torres may issue the remedies ruling by the summer of 2024 ⁴.

The outcome of the lawsuit is expected to have significant implications for the cryptocurrency industry, shaping the future of regulation and clarity around securities law. As the case continues to unfold, industry experts and investors are closely watching the developments.

In related news, XRP price has been experiencing moderate volatility, with a potential breakout signal above the trendline or a price surpassing $2.70 ⁵. However, investors should exercise caution and conduct thorough research before making any investment decisions.
#BERAonBinance #USJoblessClaimsRise #RippleVsSEC #davidschwartz
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Bullish
BLACKROCK JUST SHOCKED THE CRYPTO WORLD! 😱 | Ripple’s CTO Speaks Out — Is India Leading a Crypto Comeback? The crypto space is on fire 🔥 — and here's why you need to pay attention. In a surprising and powerful move, BlackRock, the world’s largest asset manager, has made headlines with a decision that could reshape the future of crypto — and it directly involves $XRP. 💥 With speculation running wild, Ripple’s CTO, David Schwartz, finally addressed the noise. In a rare and pointed comment, he said: > “This is just the beginning.” That statement alone has set off alarms across the industry. Let’s take a closer look at what’s unfolding: 🧩 Institutions that once distanced themselves from $XRP are now reconsidering. 🌍 India, a once-cautious but high-potential crypto market, appears to be softening its stance. Regulators are engaging, and momentum is building. What does this all mean? 🔍 BlackRock's involvement = Institutional confidence is growing. 🔊 Ripple’s leadership speaking out = Signals something significant is underway. 🇮🇳 India’s evolving regulatory tone = Possible gateway for global $XRP adoption. The stars are aligning — and it’s starting to feel like $XRP is on the brink of something major. 📈 This might be one of those pivotal moments we look back on and say: "That’s when everything changed." Are you watching closely? Stay ahead. Stay informed. Stay in the conversation. 💬 What’s your take on all this? Let’s discuss it here on Binance Square. #XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz #CryptoCommunity
BLACKROCK JUST SHOCKED THE CRYPTO WORLD! 😱 | Ripple’s CTO Speaks Out — Is India Leading a Crypto Comeback?

The crypto space is on fire 🔥 — and here's why you need to pay attention.

In a surprising and powerful move, BlackRock, the world’s largest asset manager, has made headlines with a decision that could reshape the future of crypto — and it directly involves $XRP .

💥 With speculation running wild, Ripple’s CTO, David Schwartz, finally addressed the noise. In a rare and pointed comment, he said:

> “This is just the beginning.”

That statement alone has set off alarms across the industry.

Let’s take a closer look at what’s unfolding:
🧩 Institutions that once distanced themselves from $XRP are now reconsidering.
🌍 India, a once-cautious but high-potential crypto market, appears to be softening its stance. Regulators are engaging, and momentum is building.

What does this all mean?
🔍 BlackRock's involvement = Institutional confidence is growing.
🔊 Ripple’s leadership speaking out = Signals something significant is underway.
🇮🇳 India’s evolving regulatory tone = Possible gateway for global $XRP adoption.

The stars are aligning — and it’s starting to feel like $XRP is on the brink of something major.
📈 This might be one of those pivotal moments we look back on and say:
"That’s when everything changed."

Are you watching closely?
Stay ahead. Stay informed. Stay in the conversation.

💬 What’s your take on all this?
Let’s discuss it here on Binance Square.

#XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz #CryptoCommunity
My 30 Days' PNL
2025-04-29~2025-05-28
+$0.03
+1.43%
India - BLACKROCK Just Dropped a Crypto Bombshell!BLACKROCK Just Dropped a Crypto Bombshell! 🔥🤯 Ripple’s CTO Spills the Tea — Is India About to Make Crypto Cool Again? Hold onto your hats, crypto fans, because the drama just hit DEFCON 1! Out of nowhere, BlackRock — yes, THAT BlackRock, the giant money whale that basically owns everything — pulled a move so shocking it made the crypto world do a double-take. And guess what? XRP is right in the spotlight. Meanwhile, Ripple’s tech wizard, David Schwartz, finally broke his usual mime routine and said, “This is just the beginning.” That’s crypto-speak for: “Brace yourselves, it’s about to get wild.” Here’s the scoop: Institutions who treated XRP like the weird kid in class? They’re suddenly passing notes and maybe even sharing snacks. Over in India, a country that’s been playing hard-to-get with crypto, regulators are finally sending out flirty emojis to fintech innovation. Could this be the start of a crypto romance? What’s really cooking? BlackRock’s move = Big-money players waking up and smelling the XRP latte. Ripple’s CTO chatting publicly = Someone’s feeling confident (or they lost a bet). India’s crypto vibe = Like a Bollywood plot twist where everyone dances into the crypto party. All signs point to XRP gearing up for a blockbuster sequel — maybe even the Marvel of cryptocurrencies. So, are you glued to your screen or what? Stay sharp, stay weird, and let’s gossip about this crypto soap opera on Binance Square. #xrp #blackRock #IndiaCrypto #BinanceSquare #davidschwartz $XRP {spot}(XRPUSDT)

India - BLACKROCK Just Dropped a Crypto Bombshell!

BLACKROCK Just Dropped a Crypto Bombshell! 🔥🤯 Ripple’s CTO Spills the Tea — Is India About to Make Crypto Cool Again?

Hold onto your hats, crypto fans, because the drama just hit DEFCON 1! Out of nowhere, BlackRock — yes, THAT BlackRock, the giant money whale that basically owns everything — pulled a move so shocking it made the crypto world do a double-take. And guess what? XRP is right in the spotlight.
Meanwhile, Ripple’s tech wizard, David Schwartz, finally broke his usual mime routine and said, “This is just the beginning.” That’s crypto-speak for: “Brace yourselves, it’s about to get wild.”
Here’s the scoop:
Institutions who treated XRP like the weird kid in class? They’re suddenly passing notes and maybe even sharing snacks.
Over in India, a country that’s been playing hard-to-get with crypto, regulators are finally sending out flirty emojis to fintech innovation. Could this be the start of a crypto romance?
What’s really cooking?
BlackRock’s move = Big-money players waking up and smelling the XRP latte.
Ripple’s CTO chatting publicly = Someone’s feeling confident (or they lost a bet).
India’s crypto vibe = Like a Bollywood plot twist where everyone dances into the crypto party.
All signs point to XRP gearing up for a blockbuster sequel — maybe even the Marvel of cryptocurrencies.
So, are you glued to your screen or what?
Stay sharp, stay weird, and let’s gossip about this crypto soap opera on Binance Square.
#xrp #blackRock #IndiaCrypto #BinanceSquare #davidschwartz
$XRP
🚨🚨Ripple CTO Issues Caution on RippleUSD Launch Amid Speculation and Supply Concerns🚨🚨Ripple CTO has raised concerns about potential supply shortages during the initial release of RippleUSD (RLUSD), the company's newly announced USD-backed stablecoin. Pre-launch activity has already sparked speculative bids, including an offer of 511 XRP (equivalent to $1,244) for just 1 RLUSD, as seen on Xaman, a Ripple-affiliated wallet. 𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 attributed such bids to overenthusiastic users seeking the distinction of being early adopters. He emphasized that once the stablecoin's supply normalizes, its value should align with $1, as intended. “If the price does not stabilize around $1, then something is seriously wrong,” 𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 noted, while urging the community to avoid impulsive purchases fueled by fear of missing out (FOMO). He clarified that RLUSD's introduction is not an opportunity for quick profits. Ripple CEO 𝐁𝐫𝐚𝐝 𝐆𝐚𝐫𝐥𝐢𝐧𝐠𝐡𝐨𝐮𝐬𝐞 recently revealed that the New York Department of Financial Services has approved the issuance of RLUSD, marking a major milestone in Ripple's mission to expand its cross-border payments ecosystem. The company plans to integrate RLUSD with its flagship cryptocurrency, XRP, to enhance liquidity and reduce risks of depegging. Ripple President Monica Long described the stablecoin as "complementary and additive" to XRP, further strengthening its role in global payments. Targeted primarily at institutional clients, RLUSD is positioned as a key component in Ripple's broader strategy to transform financial markets. By pairing RLUSD with XRP, Ripple aims to increase stablecoin liquidity across major exchanges. Despite the excitement surrounding RLUSD’s potential, critics have questioned Garlinghouse's recent engagements, including speculations about a meeting with President-elect Donald Trump. These allegations, combined with broader debates around central bank digital currencies (CBDCs), have stirred controversy within the industry. Ripple remains steadfast in its efforts to expand the adoption of XRP and RLUSD while navigating the challenges of a rapidly evolving crypto landscape. #BinanceAirdropsCATandPENGU #MarketNewHype #VANAOpening

🚨🚨Ripple CTO Issues Caution on RippleUSD Launch Amid Speculation and Supply Concerns🚨🚨

Ripple CTO has raised concerns about potential supply shortages during the initial release of RippleUSD (RLUSD), the company's newly announced USD-backed stablecoin. Pre-launch activity has already sparked speculative bids, including an offer of 511 XRP (equivalent to $1,244) for just 1 RLUSD, as seen on Xaman, a Ripple-affiliated wallet.

𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 attributed such bids to overenthusiastic users seeking the distinction of being early adopters. He emphasized that once the stablecoin's supply normalizes, its value should align with $1, as intended. “If the price does not stabilize around $1, then something is seriously wrong,” 𝐒𝐜𝐡𝐰𝐚𝐫𝐭𝐳 noted, while urging the community to avoid impulsive purchases fueled by fear of missing out (FOMO). He clarified that RLUSD's introduction is not an opportunity for quick profits.

Ripple CEO 𝐁𝐫𝐚𝐝 𝐆𝐚𝐫𝐥𝐢𝐧𝐠𝐡𝐨𝐮𝐬𝐞 recently revealed that the New York Department of Financial Services has approved the issuance of RLUSD, marking a major milestone in Ripple's mission to expand its cross-border payments ecosystem. The company plans to integrate RLUSD with its flagship cryptocurrency, XRP, to enhance liquidity and reduce risks of depegging. Ripple President Monica Long described the stablecoin as "complementary and additive" to XRP, further strengthening its role in global payments.

Targeted primarily at institutional clients, RLUSD is positioned as a key component in Ripple's broader strategy to transform financial markets. By pairing RLUSD with XRP, Ripple aims to increase stablecoin liquidity across major exchanges. Despite the excitement surrounding RLUSD’s potential, critics have questioned Garlinghouse's recent engagements, including speculations about a meeting with President-elect Donald Trump. These allegations, combined with broader debates around central bank digital currencies (CBDCs), have stirred controversy within the industry.

Ripple remains steadfast in its efforts to expand the adoption of XRP and RLUSD while navigating the challenges of a rapidly evolving crypto landscape.
#BinanceAirdropsCATandPENGU #MarketNewHype #VANAOpening
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Ripple & David Schwartz & Elon MuskRipple CTO David Schwartz Critiques AI on Quora and Wants Elon Musk to Recognize Community Note on Platform X Ripple's Chief Technology Officer (CTO) David Schwartz expressed his dissatisfaction with the Community Notes feature on X (formerly Twitter). Schwartz stated that no community notes have been added to his posts yet, and this has led to reactions and suggestions in the XRP community. Schwartz's criticisms generally target the main features of X and its AI applications on platforms like Quora.

Ripple & David Schwartz & Elon Musk

Ripple CTO David Schwartz Critiques AI on Quora and Wants Elon Musk to Recognize Community Note on Platform X
Ripple's Chief Technology Officer (CTO) David Schwartz expressed his dissatisfaction with the Community Notes feature on X (formerly Twitter).
Schwartz stated that no community notes have been added to his posts yet, and this has led to reactions and suggestions in the XRP community.
Schwartz's criticisms generally target the main features of X and its AI applications on platforms like Quora.
BLACKROCK JUST SHOCKED THE ENTIRE MARKET! 😱 Ripple’s CTO Finally Speaks — Is India About to Lead a Crypto Revival? The crypto scene just lit up in a big way — and if you’re not paying attention, you’re missing history in the making. Out of nowhere, BlackRock, the biggest asset manager on the planet, has entered the XRP narrative... and the ripple effect is massive. 🚨 In response to the buzz, Ripple’s CTO David Schwartz dropped a rare public remark: > “This is just the beginning.” That one line? It’s got the whole crypto community on edge. Here’s why this moment matters: 🔹 Institutional players once hesitant on XRP are suddenly leaning in. 🔹 India, often viewed as a sleeping crypto giant, is now showing signs of regulatory flexibility and innovation-forward thinking. 🔹 Ripple’s leadership breaking silence during this time? That’s not random — it’s strategic. Let’s connect the dots: 📊 BlackRock’s interest = A vote of confidence from Wall Street’s top dog 📣 Schwartz’s message = A signal that something major is brewing 🌍 India’s pivot = A gateway to global XRP expansion The winds are shifting fast — and for XRP, this could be the breakout moment we’ve all been waiting for. 💡 Remember, big moves don’t come with warnings — they come with whispers. And this one’s getting louder by the day. 📢 Are you ready? Or will you be reading about this after the next wave hits? Drop your thoughts below 👇 #XRP #Ripple #BlackRock #CryptoIndia #BinanceSquare #DavidSchwartz #CryptoAwakening #XRPArmy
BLACKROCK JUST SHOCKED THE ENTIRE MARKET! 😱 Ripple’s CTO Finally Speaks — Is India About to Lead a Crypto Revival?

The crypto scene just lit up in a big way — and if you’re not paying attention, you’re missing history in the making. Out of nowhere, BlackRock, the biggest asset manager on the planet, has entered the XRP narrative... and the ripple effect is massive.

🚨 In response to the buzz, Ripple’s CTO David Schwartz dropped a rare public remark:

> “This is just the beginning.”
That one line? It’s got the whole crypto community on edge.

Here’s why this moment matters:
🔹 Institutional players once hesitant on XRP are suddenly leaning in.
🔹 India, often viewed as a sleeping crypto giant, is now showing signs of regulatory flexibility and innovation-forward thinking.
🔹 Ripple’s leadership breaking silence during this time? That’s not random — it’s strategic.

Let’s connect the dots:
📊 BlackRock’s interest = A vote of confidence from Wall Street’s top dog
📣 Schwartz’s message = A signal that something major is brewing
🌍 India’s pivot = A gateway to global XRP expansion

The winds are shifting fast — and for XRP, this could be the breakout moment we’ve all been waiting for.

💡 Remember, big moves don’t come with warnings — they come with whispers. And this one’s getting louder by the day.

📢 Are you ready? Or will you be reading about this after the next wave hits?

Drop your thoughts below 👇
#XRP #Ripple #BlackRock #CryptoIndia #BinanceSquare #DavidSchwartz #CryptoAwakening #XRPArmy
BLACKROCK JUST SHOCKED THE ENTIRE CRYPTO SPACE! 😱 Ripple’s CTO Finally Speaks — Is India About to Reignite Crypto? The crypto scene just lit up, and what happened today could mark a turning point. In a move no one saw coming, BlackRock, the world’s largest asset manager, has made headlines with a major play involving XRP — yes, XRP! This surprise development is making serious waves across the digital asset space. To make things even more intriguing, Ripple’s CTO David Schwartz just broke his silence with a short but powerful statement: 👉 “This is just the beginning.” That one line has the entire XRP community buzzing. So, what does it mean? Here’s what’s unfolding behind the scenes: 🏛️ Institutional giants like BlackRock are stepping in — and this is a big deal. These are the players that have the power to move markets, and they’re no longer ignoring XRP. 🧠 David Schwartz choosing to comment at all? Rare. Which means it likely means something more than it appears on the surface. 🇮🇳 India’s stance is shifting — from cautious to curious. Regulators are opening up to fintech innovation, and a more welcoming tone is emerging toward crypto. That could unlock one of the world’s biggest markets. 🧩 When you connect the dots: BlackRock’s interest signals institutional confidence Ripple’s leadership becoming vocal = momentum building India’s changing tone = a new frontier for adoption 🚨 This might be one of those inflection points where, months from now, we’ll look back and say: “That’s when everything started to shift for XRP.” Are you paying attention? Because what’s happening now could be the beginning of a whole new chapter for XRP and the broader crypto space. 🗣 Let’s talk about it — drop your thoughts below. 🌐 Join the real discussions on Binance Square. 📊 Stay informed. Stay ready. #blackRock #Ripple #IndiaCrypto #CryptoNewss #davidschwartz $XRP {spot}(XRPUSDT) $WCT {spot}(WCTUSDT) $BCH {spot}(BCHUSDT)
BLACKROCK JUST SHOCKED THE ENTIRE CRYPTO SPACE! 😱 Ripple’s CTO Finally Speaks — Is India About to Reignite Crypto?

The crypto scene just lit up, and what happened today could mark a turning point.

In a move no one saw coming, BlackRock, the world’s largest asset manager, has made headlines with a major play involving XRP — yes, XRP! This surprise development is making serious waves across the digital asset space.

To make things even more intriguing, Ripple’s CTO David Schwartz just broke his silence with a short but powerful statement:
👉 “This is just the beginning.”

That one line has the entire XRP community buzzing. So, what does it mean?

Here’s what’s unfolding behind the scenes:

🏛️ Institutional giants like BlackRock are stepping in — and this is a big deal. These are the players that have the power to move markets, and they’re no longer ignoring XRP.
🧠 David Schwartz choosing to comment at all? Rare. Which means it likely means something more than it appears on the surface.
🇮🇳 India’s stance is shifting — from cautious to curious. Regulators are opening up to fintech innovation, and a more welcoming tone is emerging toward crypto. That could unlock one of the world’s biggest markets.
🧩 When you connect the dots:

BlackRock’s interest signals institutional confidence
Ripple’s leadership becoming vocal = momentum building
India’s changing tone = a new frontier for adoption
🚨 This might be one of those inflection points where, months from now, we’ll look back and say:

“That’s when everything started to shift for XRP.”
Are you paying attention? Because what’s happening now could be the beginning of a whole new chapter for XRP and the broader crypto space.

🗣 Let’s talk about it — drop your thoughts below.
🌐 Join the real discussions on Binance Square.
📊 Stay informed. Stay ready.
#blackRock #Ripple #IndiaCrypto #CryptoNewss #davidschwartz

$XRP
$WCT
$BCH
Ripple Denies Circle Acquisition Rumors: “It Was Just a Joke,” Says CTORumors recently swirled through the crypto world that Ripple was planning a massive acquisition of stablecoin issuer Circle for $5 billion. But Ripple’s leadership has now put an end to the speculation. CEO Brad Garlinghouse and CTO David Schwartz have both made it clear that there are no such plans, with Schwartz adding that his earlier remark on the topic was just a lighthearted joke taken out of context. Was Ripple Really Planning to Buy Circle? To address growing rumors, Ripple’s top executives stepped in to clarify the situation. Speaking at a Las Vegas crypto conference, CEO Brad Garlinghouse stated that Ripple “has never pursued the acquisition of Circle,” emphasizing that such a deal is not aligned with Ripple’s current strategic goals. His remarks come at a time when stablecoins are gaining increasing importance in the digital finance ecosystem. “Six Billion – Final Offer!” A Joke That Got Out of Hand CTO David Schwartz addressed the situation in a more relaxed tone. On X (formerly Twitter), he admitted that his earlier post referencing a potential $6 billion offer for Circle was never serious. “It was a joke,” Schwartz wrote. “Someone claimed Ripple offered $5 billion and got turned down. I replied with something like, ‘Okay, six – but that’s our final offer.’ I meant it as a joke, but I deleted the tweet later because I didn’t want people to take it seriously.” Despite the intended humor, his comment sparked fresh speculation online, eventually prompting official clarification. Is Circle for Sale? Apparently Not Speculation about a possible Circle acquisition has been circulating since early May, with estimates suggesting the company could command a price tag of $12 to $13 billion. Circle, however, has publicly denied any intention to sell, insisting that it remains committed to operating independently. That hasn’t stopped interest in the stablecoin sector from heating up. As competition between USDT, USDC, and newer players intensifies, many experts expect a wave of consolidation to hit the market soon—making any acquisition rumors instantly headline-worthy. Bottom Line: Ripple Is Focused Elsewhere While the crypto world continues to monitor the stablecoin landscape for signs of future mergers or acquisitions, Ripple has made it clear that it is focused on developing its own ecosystem and products. For now, any talk of a Circle acquisition appears to be just noise—fueled by a joke and taken a little too seriously. #BradGarlinghouse , #Ripple , #Circle , #davidschwartz , #CryptoNewss Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies! Notice: ,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

Ripple Denies Circle Acquisition Rumors: “It Was Just a Joke,” Says CTO

Rumors recently swirled through the crypto world that Ripple was planning a massive acquisition of stablecoin issuer Circle for $5 billion. But Ripple’s leadership has now put an end to the speculation. CEO Brad Garlinghouse and CTO David Schwartz have both made it clear that there are no such plans, with Schwartz adding that his earlier remark on the topic was just a lighthearted joke taken out of context.

Was Ripple Really Planning to Buy Circle?
To address growing rumors, Ripple’s top executives stepped in to clarify the situation. Speaking at a Las Vegas crypto conference, CEO Brad Garlinghouse stated that Ripple “has never pursued the acquisition of Circle,” emphasizing that such a deal is not aligned with Ripple’s current strategic goals. His remarks come at a time when stablecoins are gaining increasing importance in the digital finance ecosystem.

“Six Billion – Final Offer!” A Joke That Got Out of Hand
CTO David Schwartz addressed the situation in a more relaxed tone. On X (formerly Twitter), he admitted that his earlier post referencing a potential $6 billion offer for Circle was never serious.
“It was a joke,” Schwartz wrote. “Someone claimed Ripple offered $5 billion and got turned down. I replied with something like, ‘Okay, six – but that’s our final offer.’ I meant it as a joke, but I deleted the tweet later because I didn’t want people to take it seriously.”
Despite the intended humor, his comment sparked fresh speculation online, eventually prompting official clarification.

Is Circle for Sale? Apparently Not
Speculation about a possible Circle acquisition has been circulating since early May, with estimates suggesting the company could command a price tag of $12 to $13 billion. Circle, however, has publicly denied any intention to sell, insisting that it remains committed to operating independently.
That hasn’t stopped interest in the stablecoin sector from heating up. As competition between USDT, USDC, and newer players intensifies, many experts expect a wave of consolidation to hit the market soon—making any acquisition rumors instantly headline-worthy.

Bottom Line: Ripple Is Focused Elsewhere
While the crypto world continues to monitor the stablecoin landscape for signs of future mergers or acquisitions, Ripple has made it clear that it is focused on developing its own ecosystem and products. For now, any talk of a Circle acquisition appears to be just noise—fueled by a joke and taken a little too seriously.

#BradGarlinghouse , #Ripple , #Circle , #davidschwartz , #CryptoNewss

Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
🚨 BREAKING: XRP MAKES HEADLINES AGAIN! 🚨 BlackRock Sends Shockwaves Through the Crypto World — Ripple’s CTO Speaks Out, and India Is Back in Focus! 🌏 $XRP is lighting up the charts as the crypto space reels from a bold and unexpected move: BlackRock, the world’s largest asset manager, has made a surprise pivot — and XRP is at the center of it. 💬 In response to the buzz, Ripple CTO David Schwartz broke his silence with a powerful statement: “This is just the beginning.” Once met with hesitation by institutions, XRP is now attracting heavyweight interest — and global dynamics are shifting fast. 🔍 What’s Unfolding Behind the Scenes? 💼 BlackRock’s involvement signals rising institutional confidence in XRP and Ripple’s ecosystem. 🗣️ Ripple leadership is unusually outspoken — hinting at a major development on the horizon. 🇮🇳 India, once a dormant giant in crypto, is showing renewed enthusiasm in blockchain innovation and fintech expansion. 📈 All Indicators Are Aligning: A potential XRP breakout could be underway — backed by global interest, regulatory shifts, and institutional power plays. Are you paying attention? 🔥 Stay ahead of the trend. 💬 Join the conversation. 🌐 Only on Binance Square. $XRP {spot}(XRPUSDT) #BlackRock #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz
🚨 BREAKING: XRP MAKES HEADLINES AGAIN! 🚨

BlackRock Sends Shockwaves Through the Crypto World — Ripple’s CTO Speaks Out, and India Is Back in Focus! 🌏

$XRP is lighting up the charts as the crypto space reels from a bold and unexpected move: BlackRock, the world’s largest asset manager, has made a surprise pivot — and XRP is at the center of it.

💬 In response to the buzz, Ripple CTO David Schwartz broke his silence with a powerful statement:

“This is just the beginning.”

Once met with hesitation by institutions, XRP is now attracting heavyweight interest — and global dynamics are shifting fast.

🔍 What’s Unfolding Behind the Scenes?

💼 BlackRock’s involvement signals rising institutional confidence in XRP and Ripple’s ecosystem.

🗣️ Ripple leadership is unusually outspoken — hinting at a major development on the horizon.

🇮🇳 India, once a dormant giant in crypto, is showing renewed enthusiasm in blockchain innovation and fintech expansion.

📈 All Indicators Are Aligning:

A potential XRP breakout could be underway — backed by global interest, regulatory shifts, and institutional power plays.

Are you paying attention?

🔥 Stay ahead of the trend.

💬 Join the conversation.

🌐 Only on Binance Square.

$XRP

#BlackRock #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz
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CTO #Ripple The Biggest Mistake: Selling 40,000 ETH for Just 1 USD #davidschwartz , the Chief Technology Officer (CTO) of Ripple, just shared about the investment decision he regrets the most: selling 40,000 ETH for just about 1 USD each. Notably, this amount of ETH later reached a value of up to 100 million USD. Schwartz bought this $ETH during the pre-ICO phase when Vitalik Buterin was rallying support for Ethereum. At that time, he used 20 $BTC to exchange for 40,000 ETH. However, instead of holding it long-term, he sold all the ETH to equip a solar power system for a house – an asset that he currently no longer owns. A decision that seemed reasonable at the time, but has become a story of regret in the crypto investment community. 🚀 {future}(BTCUSDT) {future}(ETHUSDT) {spot}(XRPUSDT)
CTO #Ripple The Biggest Mistake: Selling 40,000 ETH for Just 1 USD
#davidschwartz , the Chief Technology Officer (CTO) of Ripple, just shared about the investment decision he regrets the most: selling 40,000 ETH for just about 1 USD each. Notably, this amount of ETH later reached a value of up to 100 million USD.
Schwartz bought this $ETH during the pre-ICO phase when Vitalik Buterin was rallying support for Ethereum. At that time, he used 20 $BTC to exchange for 40,000 ETH. However, instead of holding it long-term, he sold all the ETH to equip a solar power system for a house – an asset that he currently no longer owns.
A decision that seemed reasonable at the time, but has become a story of regret in the crypto investment community. 🚀

BLACKROCK JUST SHOCKED EVERYONE! 😱 Ripple’s CTO Breaks the Silence — Is India Making a Crypto ComebThe crypto world is absolutely on fire right now, and I couldn’t wait to share this with you all. In a totally unexpected twist, BlackRock — yes, the BlackRock, the world’s largest asset manager — just made a move that’s sending shockwaves across the crypto space. And guess what? It involves XRP. 💥 With rumors swirling and markets buzzing, Ripple’s CTO David Schwartz finally broke the silence. In a rare and direct comment, he simply said: “This is just the beginning.” 👀 That statement alone has everyone on high alert. Let’s break it down... 🧩 Institutions that once kept XRP at arm’s length seem to be turning the corner. 🌏 Meanwhile, India — long seen as one of the most promising but cautious crypto markets — is signaling a shift. Regulators are warming up to fintech innovation, and the stage is being set for real growth. So what’s really going on behind the scenes? 🔍 BlackRock's move = Major institutional confidence. 🔊 Ripple leadership speaking out = Unusual, and probably meaningful. 🇮🇳 India's shifting tone = A potential opening for global XRP adoption. All the signals are aligning — and honestly, it’s starting to look like XRP is gearing up for something huge.$XRP 📈 This might be one of those moments where we look back and say, “That’s when everything changed.” So I’ll ask you: Are you watching closely? 🔥 Stay ahead. Stay informed. 💬 Let’s talk — I want to hear your take. 🌐 Find the real conversations here on Binance Square. #XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #davidschwartz #MyArticle ---$XRP {future}(XRPUSDT)

BLACKROCK JUST SHOCKED EVERYONE! 😱 Ripple’s CTO Breaks the Silence — Is India Making a Crypto Comeb

The crypto world is absolutely on fire right now, and I couldn’t wait to share this with you all. In a totally unexpected twist, BlackRock — yes, the BlackRock, the world’s largest asset manager — just made a move that’s sending shockwaves across the crypto space. And guess what? It involves XRP.
💥 With rumors swirling and markets buzzing, Ripple’s CTO David Schwartz finally broke the silence. In a rare and direct comment, he simply said: “This is just the beginning.” 👀 That statement alone has everyone on high alert.
Let’s break it down...
🧩 Institutions that once kept XRP at arm’s length seem to be turning the corner.
🌏 Meanwhile, India — long seen as one of the most promising but cautious crypto markets — is signaling a shift. Regulators are warming up to fintech innovation, and the stage is being set for real growth.
So what’s really going on behind the scenes?
🔍 BlackRock's move = Major institutional confidence.
🔊 Ripple leadership speaking out = Unusual, and probably meaningful.
🇮🇳 India's shifting tone = A potential opening for global XRP adoption.
All the signals are aligning — and honestly, it’s starting to look like XRP is gearing up for something huge.$XRP
📈 This might be one of those moments where we look back and say, “That’s when everything changed.”
So I’ll ask you: Are you watching closely?
🔥 Stay ahead. Stay informed.
💬 Let’s talk — I want to hear your take.
🌐 Find the real conversations here on Binance Square.
#XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #davidschwartz
#MyArticle
---$XRP
BLACKROCK JUST SHOCKED EVERYONE! 😱 Ripple’s CTO Breaks the Silence — Is India Making a Crypto Comeback? The crypto world is absolutely on fire right now, and I couldn’t wait to bring you this major update. In a totally unexpected move, BlackRock — yes, the BlackRock, the world’s largest asset manager — has made a move that’s sending shockwaves through the entire crypto industry. And the surprising part? It involves XRP. 💥 With rumors flying and markets buzzing, Ripple’s CTO, David Schwartz, has finally spoken up. In a rare and direct statement, he simply said: “This is just the beginning.” 👀 That one line has the entire crypto community on high alert. Let’s unpack what’s going on... 🧩 Institutions that once avoided XRP are now starting to reconsider. 🌏 At the same time, India — long seen as a cautious yet high-potential crypto market — appears to be changing its stance. Regulators are beginning to embrace fintech innovation, and the environment is ripening for serious growth. So, what’s really happening behind the scenes? 🔍 BlackRock’s involvement = Major vote of confidence from institutions. 🔊 Ripple’s leadership speaking up = Rare and probably very meaningful. 🇮🇳 India’s changing tone = A potential gateway for global XRP expansion. All signs are pointing to one thing — XRP might be on the brink of something massive. 📈 This could be the moment we look back on and say, “That’s when everything changed.” So I’ll ask you: Are you paying attention? 👀 🔥 Stay ahead. Stay informed. 💬 I want to hear your thoughts — what do YOU think is coming next? 🌐 Join the real conversations right now on Binance Square. #XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz #MyArticle
BLACKROCK JUST SHOCKED EVERYONE! 😱 Ripple’s CTO Breaks the Silence — Is India Making a Crypto Comeback?

The crypto world is absolutely on fire right now, and I couldn’t wait to bring you this major update. In a totally unexpected move, BlackRock — yes, the BlackRock, the world’s largest asset manager — has made a move that’s sending shockwaves through the entire crypto industry. And the surprising part? It involves XRP.

💥 With rumors flying and markets buzzing, Ripple’s CTO, David Schwartz, has finally spoken up. In a rare and direct statement, he simply said: “This is just the beginning.” 👀
That one line has the entire crypto community on high alert.

Let’s unpack what’s going on...
🧩 Institutions that once avoided XRP are now starting to reconsider.
🌏 At the same time, India — long seen as a cautious yet high-potential crypto market — appears to be changing its stance. Regulators are beginning to embrace fintech innovation, and the environment is ripening for serious growth.

So, what’s really happening behind the scenes?

🔍 BlackRock’s involvement = Major vote of confidence from institutions.
🔊 Ripple’s leadership speaking up = Rare and probably very meaningful.
🇮🇳 India’s changing tone = A potential gateway for global XRP expansion.

All signs are pointing to one thing — XRP might be on the brink of something massive.
📈 This could be the moment we look back on and say, “That’s when everything changed.”

So I’ll ask you: Are you paying attention? 👀
🔥 Stay ahead. Stay informed.
💬 I want to hear your thoughts — what do YOU think is coming next?
🌐 Join the real conversations right now on Binance Square.

#XRP #BlackRock #Ripple #IndiaCrypto #CryptoNews #BinanceSquare #DavidSchwartz #MyArticle
XRPUSDT
Long
Closed
PNL (USDT)
+0.08
**Ripple CTO Reveals Painful Truth About XRP's $3.84 'ATH'** 🚨 **XRP's $3.84 "ATH" – Not What You Think!** 🚨 In a surprising revelation, Ripple's CTO **David Schwartz** cleared up the confusion about XRP's alleged all-time high of $3.84, achieved in January 2018. Despite widespread media reports, **Schwartz confirmed** that this price level was inflated due to "Korean exchange rates," also known as the **Kimchi premium**. --- **Here’s the Truth**: - 🔍 **Korean Exchange Rates**: Schwartz explained that the reported $3.84 was based on rates in South Korean exchanges, where crypto prices often surge above global levels due to local demand. - 💬 **XRP Couldn’t Actually Be Sold for $3.84**: The CTO emphasized that **XRP was never actually traded at that price**; the inflated value was only due to these skewed exchange rates. - 🌍 **The Kimchi Premium**: This phenomenon refers to the tendency for cryptocurrencies to trade at higher prices in South Korea compared to other regions, which artificially boosted XRP’s price in 2018. --- **XRP Price Surge: A New ATH on the Horizon?** XRP has made waves recently, surging **16% to $3.19** in the last 24 hours. With rumors circulating that the **SEC** may drop certain crypto cases after **Gary Gensler's departure** as SEC chairman on January 25, **XRP is making a serious run** toward its past highs – but this time, the price could be much more legitimate. 📈 **Current Price**: As of now, XRP is trading around **$3.10**. --- **Why Does This Matter?** Schwartz's clarification sheds light on the **real price action** of XRP and dispels the myth of a $3.84 ATH. However, with the recent rally and potential regulatory shifts, XRP could be primed for an even more legitimate breakout. Keep an eye on this one! 🚀 #Ripple #XRPATH #CryptonewswithJack #XRPPricePrediction #DavidSchwartz $XRP
**Ripple CTO Reveals Painful Truth About XRP's $3.84 'ATH'**

🚨 **XRP's $3.84 "ATH" – Not What You Think!** 🚨

In a surprising revelation, Ripple's CTO **David Schwartz** cleared up the confusion about XRP's alleged all-time high of $3.84, achieved in January 2018. Despite widespread media reports, **Schwartz confirmed** that this price level was inflated due to "Korean exchange rates," also known as the **Kimchi premium**.

---

**Here’s the Truth**:

- 🔍 **Korean Exchange Rates**: Schwartz explained that the reported $3.84 was based on rates in South Korean exchanges, where crypto prices often surge above global levels due to local demand.
- 💬 **XRP Couldn’t Actually Be Sold for $3.84**: The CTO emphasized that **XRP was never actually traded at that price**; the inflated value was only due to these skewed exchange rates.
- 🌍 **The Kimchi Premium**: This phenomenon refers to the tendency for cryptocurrencies to trade at higher prices in South Korea compared to other regions, which artificially boosted XRP’s price in 2018.

---

**XRP Price Surge: A New ATH on the Horizon?**
XRP has made waves recently, surging **16% to $3.19** in the last 24 hours. With rumors circulating that the **SEC** may drop certain crypto cases after **Gary Gensler's departure** as SEC chairman on January 25, **XRP is making a serious run** toward its past highs – but this time, the price could be much more legitimate.

📈 **Current Price**: As of now, XRP is trading around **$3.10**.

---

**Why Does This Matter?**
Schwartz's clarification sheds light on the **real price action** of XRP and dispels the myth of a $3.84 ATH. However, with the recent rally and potential regulatory shifts, XRP could be primed for an even more legitimate breakout. Keep an eye on this one! 🚀
#Ripple #XRPATH #CryptonewswithJack #XRPPricePrediction #DavidSchwartz $XRP
My 30 Days' PNL
2024-12-18~2025-01-16
+$59.76
+34.63%
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Ripple Chief Technology Officer David Schwartz revealed that he sold losing stocks on Friday to engage in "tax-loss harvesting" - a common strategy to reduce taxable income by realizing short-term capital losses. He also bought other stocks with similar potential to maintain market exposure. Schwartz said he may repurchase these stocks after 31 days due to IRS regulations (which prohibit repurchasing the same stocks within 30 days to claim tax deductions). The move came as the U.S. stock market evaporated more than $6 trillion in two days, setting a record for the largest drop in history. #瑞波幣 #davidschwartz #税务策略 #美股休市 #加密新闻
Ripple Chief Technology Officer David Schwartz revealed that he sold losing stocks on Friday to engage in "tax-loss harvesting" - a common strategy to reduce taxable income by realizing short-term capital losses.

He also bought other stocks with similar potential to maintain market exposure. Schwartz said he may repurchase these stocks after 31 days due to IRS regulations (which prohibit repurchasing the same stocks within 30 days to claim tax deductions).

The move came as the U.S. stock market evaporated more than $6 trillion in two days, setting a record for the largest drop in history.

#瑞波幣 #davidschwartz #税务策略 #美股休市 #加密新闻
$XRP 🚨 #BLACKROCK JUST DROPPED A BOMBSHELL! 😱 Ripple’s CTO Breaks Silence — Is India About to Spark a Crypto Revolution? Crypto fans, buckle up — something HUGE just landed in the market! BlackRock — yep, the world’s biggest asset manager — just made a move that’s rocking the crypto world. And XRP? It’s right in the center of the storm. 🔥 Ripple’s CTO David Schwartz broke his silence with a simple but powerful line: “This is just the beginning.” Everyone’s buzzing — what could he mean? Here’s the scoop: 🔹 Institutions that once kept their distance from XRP are suddenly warming up. 🔹 India, long cautious but full of promise, is showing signs of a crypto-friendly shift. Regulators are opening doors to fintech innovation — this could be the green light XRP’s been waiting for. 🔹 BlackRock’s involvement signals serious institutional confidence — this isn’t a small blip, it’s a big deal. All the pieces are coming together. Could this be the start of XRP’s breakout moment? If you’re not watching closely, now’s the time. Because this could be the day the crypto landscape changes forever. 👇 What’s your take? Drop your thoughts! Stay sharp. Stay informed. Stay ahead $XRP #BlackRock #Ripple #CryptoNews #IndiaCrypto #DavidSchwartz {spot}(XRPUSDT)
$XRP
🚨 #BLACKROCK JUST DROPPED A BOMBSHELL! 😱 Ripple’s CTO Breaks Silence — Is India About to Spark a Crypto Revolution?

Crypto fans, buckle up — something HUGE just landed in the market! BlackRock — yep, the world’s biggest asset manager — just made a move that’s rocking the crypto world. And XRP? It’s right in the center of the storm.

🔥 Ripple’s CTO David Schwartz broke his silence with a simple but powerful line: “This is just the beginning.” Everyone’s buzzing — what could he mean?

Here’s the scoop:

🔹 Institutions that once kept their distance from XRP are suddenly warming up.
🔹 India, long cautious but full of promise, is showing signs of a crypto-friendly shift. Regulators are opening doors to fintech innovation — this could be the green light XRP’s been waiting for.
🔹 BlackRock’s involvement signals serious institutional confidence — this isn’t a small blip, it’s a big deal.

All the pieces are coming together. Could this be the start of XRP’s breakout moment?

If you’re not watching closely, now’s the time. Because this could be the day the crypto landscape changes forever.

👇 What’s your take? Drop your thoughts!
Stay sharp. Stay informed. Stay ahead
$XRP #BlackRock #Ripple #CryptoNews #IndiaCrypto #DavidSchwartz
💥 BLACKROCK JUST SHOCKED EVERYONE! 😱💥 BLACKROCK JUST SHOCKED EVERYONE! 😱 Ripple’s CTO Breaks His Silence — Is India Preparing for a Crypto Revolution? 🇮🇳🚀 The crypto world is absolutely 🔥 on fire right now, and trust me — this is something you don’t want to miss! 🌍 In a totally unexpected twist, BlackRock, the world’s largest asset manager, just made a move that’s sending shockwaves through the entire crypto market — and yes, it involves XRP! 💸📊 💬 In response to the growing buzz, Ripple’s CTO David Schwartz finally broke his silence. His words? 👉 “This is just the beginning.” That one line has the entire crypto community on high alert! 👀⚡ Let’s unpack what’s really happening… 🧩 Institutions that once ignored XRP are now starting to lean in. 🌐 India — long seen as a cautious but promising market — is changing its tone. Regulators are opening up to innovation, and the momentum is building. So what’s going on behind the scenes? 🤔 ✅ BlackRock’s involvement = Serious institutional confidence ✅ Ripple’s leadership speaking publicly = Unusual & meaningful ✅ India’s warming stance = Potential gateway for massive XRP adoption All the signs are pointing to something BIG. 📈 This could be one of those moments we look back on and say — 💬 “That’s when everything changed.” So now I’ll ask you… 👁️ Are you watching closely? 🔥 Stay ahead. Stay informed. 💬 Drop your thoughts — I want to hear from YOU. 🌐 Let’s keep the real conversation going on Binance Square. #Xrp🔥🔥 #blackRock #davidschwartz #cryptouniverseofficial $XRP {spot}(XRPUSDT)

💥 BLACKROCK JUST SHOCKED EVERYONE! 😱

💥 BLACKROCK JUST SHOCKED EVERYONE! 😱
Ripple’s CTO Breaks His Silence — Is India Preparing for a Crypto Revolution? 🇮🇳🚀
The crypto world is absolutely 🔥 on fire right now, and trust me — this is something you don’t want to miss!
🌍 In a totally unexpected twist, BlackRock, the world’s largest asset manager, just made a move that’s sending shockwaves through the entire crypto market — and yes, it involves XRP! 💸📊
💬 In response to the growing buzz, Ripple’s CTO David Schwartz finally broke his silence. His words?

👉 “This is just the beginning.”
That one line has the entire crypto community on high alert! 👀⚡
Let’s unpack what’s really happening…
🧩 Institutions that once ignored XRP are now starting to lean in.
🌐 India — long seen as a cautious but promising market — is changing its tone. Regulators are opening up to innovation, and the momentum is building.
So what’s going on behind the scenes? 🤔
✅ BlackRock’s involvement = Serious institutional confidence
✅ Ripple’s leadership speaking publicly = Unusual & meaningful
✅ India’s warming stance = Potential gateway for massive XRP adoption

All the signs are pointing to something BIG. 📈
This could be one of those moments we look back on and say —
💬 “That’s when everything changed.”
So now I’ll ask you…
👁️ Are you watching closely?
🔥 Stay ahead. Stay informed.
💬 Drop your thoughts — I want to hear from YOU.
🌐 Let’s keep the real conversation going on Binance Square.
#Xrp🔥🔥 #blackRock #davidschwartz #cryptouniverseofficial

$XRP
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