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🏠 Cryptocurrencies and Mortgages: The New Era of Financing in the U.S.?
📌 What is happening?
The Federal Housing Finance Agency (FHFA), a key regulator of Fannie Mae and Freddie Mac, has ordered the consideration of digital assets — including cryptocurrencies — as part of the reserves of certain institutional borrowers in the mortgage process.
Cryptos may start to play a role in how mortgages are evaluated, secured, and structured in the U.S.
🧠 What does this really mean?
For decades, the U.S. mortgage structure has been based on dollars, traditional collateral, and credit scores. Today, that is beginning to change.
The Federal Housing Finance Agency (FHFA), a key regulator of Fannie Mae and Freddie Mac, has ordered the consideration of digital assets — including cryptocurrencies — as part of the reserves of certain institutional borrowers in the mortgage process.
Cryptos may start to play a role in how mortgages are evaluated, secured, and structured in the U.S.
🧠 What does this really mean?
For decades, the U.S. mortgage structure has been based on dollars, traditional collateral, and credit scores. Today, that is beginning to change.
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