Web3Consciente

🏦 #CBDCs101: What are Central Bank Digital Currencies?

The central banks of various countries are testing and launching the so-called CBDCs — digital currencies issued and guaranteed by the government.

📌 What are CBDCs?
🔹 Digital versions of a country's official currency (dollar, euro, real, etc.)
🔹 Issued by central banks, with legal tender, 100% backed by physical cash
🔹 Objective: modernize the financial system, increase efficiency and security

💡 Why does this matter?
🔸 Faster, more transparent, and secure transactions
🔸 Possible simplification in international remittances
🔸 Monitoring against money laundering
🔸 Expanded financial access (banking inclusion)

⚠️ What may generate controversy:
❌ Privacy concerns: you and the government would not be as anonymous
❌ Risks of surveillance or monetary control of individuals
❌ Technology still in development and regulatory uncertainties

📲 Many projects are in pilot phase:
🔸 China (e-CNY already in testing)
🔸 EU (digital euro under discussion)
🔸 Brazil (digital real under study)
🔸 USA, Canada, Japan, and others — all looking towards the digital future

➡️ CBDCs could transform the way we use money — but they also raise debates about privacy, control, and freedom.

#CBDCs101 #FuturoFinanceiro #DinheiroDigital #Web3Consciente

🔐 #CryptoWallets101: Your wallet, your rules.

If you are in the crypto world, you need to understand the difference between storing crypto on an exchange and owning your own wallet.

📌 What is a crypto wallet?
🔹 It is a tool that stores your private keys — that is, the real access to your assets
🔹 It can be custodial (someone holds it for you) or non-custodial (only you have access)

💡 Types of wallets:

1. Custodial (Ex: Binance, centralized exchanges)
✅ Easy to use
✅ Simple recovery
❌ You do not control the private keys
🔐 "Not your keys, not your crypto"

2. Non-Custodial
🔸 Hot Wallets (ex: MetaMask, Trust Wallet)
 – Connected to the internet
 – Convenient for DeFi, NFTs
🔸 Cold Wallets (ex: Ledger, Trezor)
 – Offline
 – Maximum security

🔐 Seed phrase:
– It is the master key to your wallet
– Never share. Never save online.
– Write it down on paper and keep it in a safe place

⚠️ Risks and tips:
❌ Phishing scams with fake links
❌ Losing the seed phrase = total loss of access
✅ Check URLs, be suspicious of “support” on Telegram
✅ Use 2FA authentication whenever possible

➡️ True crypto freedom comes with responsibility. Learn to protect what is yours.

#CryptoWallets101 #Web3Consciente