Treehouseand

@Treehouse Official , as an innovative decentralized finance platform in the new era, is reshaping the DeFi ecosystem with its unique liquidity mining and excellent token economy model. As the primary core token, $TREE E is not only expected to carry governance and stakeholder functions but also to create sustainable returns for participants through the transparent mechanism of smart contracts. With the expansion of its ecosystem, Treehouse's cross-chain interoperability strategy might become a new engine for its value explosion—when the liquidity network covers more underlying protocols, the circulating value and ecosystem stickiness of $TREE are set to experience exponential growth.#Treehouseand $TREE

#Treehouseand $TREE
What are the functions of TREE? 1. The fragmentation crisis of interest rates The cryptocurrency fixed income market is severely fragmented, showing significant interest rate differences when the same assets are traded across different protocols. Unlike traditional finance, which ensures market efficiency through a unified benchmark interest rate, DeFi often lacks a unified reference point, leading to inefficiencies that suppress institutional adoption and restrict the development of complex financial products. This fragmentation is particularly evident in the Ethereum lending market, where the interest rates for borrowing ETH can vary dramatically between platforms like Aave, Compound, and Spark. This inconsistency creates uncertainty for users seeking the best terms and hinders the development of complex financial instruments that require stable and predictable reference rates. 2. Lack of infrastructure in professional finance Traditional finance relies heavily on benchmark interest rates such as LIBOR (now SOFR) for pricing trillions of dollars in financial products, from corporate bonds to derivative contracts. The cryptocurrency market lacks equivalent infrastructure, limiting the development of complex fixed income products required by institutional investors. In the absence of standardized reference rates, it is nearly impossible to create products such as interest rate swaps, floating rate notes, or complex yield curves. 3. Limited opportunities for yield optimization The opportunity to generate stable returns through interest rate arbitrage strategies has historically only been available to institutional participants with significant capital and complex infrastructure. Retail investors and smaller institutions cannot effectively take advantage of interest rate differences between protocols, thus missing out on the enhanced returns that professional traders habitually capture.

#Treehouseand $TREE
What are the functions of TREE? 1. Fragmentation of interest rates The cryptocurrency fixed income market is severely fragmented, with significant interest rate differences for the same asset when traded across different protocols. Unlike traditional finance, where a unified benchmark interest rate ensures market efficiency, DeFi often lacks a unified reference point, leading to inefficiencies that suppress institutional adoption and limit the development of complex financial products. This fragmentation is particularly evident in the Ethereum lending market, where lending rates for ETH can exhibit dramatic changes across platforms like Aave, Compound, and Spark. This inconsistency creates uncertainty for users seeking the best terms and hinders the development of complex financial instruments that require stable, predictable reference rates. 2. Lack of infrastructure in professional finance Traditional finance heavily relies on benchmark interest rates like LIBOR (now SOFR) when pricing trillions of dollars in financial products, ranging from corporate bonds to derivative contracts. The cryptocurrency market lacks equivalent infrastructure, which limits the development of complex fixed income products required by institutional investors. Without standardized reference rates, creating products such as interest rate swaps, floating rate notes, or complex yield curves is nearly impossible. 3. Limited yield optimization opportunities Opportunities to generate stable returns through interest rate arbitrage strategies have historically been available only to institutional participants with substantial capital and complex infrastructure. Retail investors and small institutions are unable to effectively capitalize on interest rate differences between protocols, missing out on enhanced yields that professional traders routinely obtain.