The First Article | Huma Finance: The Future of Lending Begins Here
@humafinance is not just an ordinary decentralized financing protocol, but a true revolution in the way we think about lending and collateral. Instead of relying on encrypted assets or cryptocurrencies as collateral, HUMA offers a unique system that allows you to borrow against your future cash flows—whether it's a monthly salary, an outstanding bill, or a recurring money transfer.
This model is based on the concept of the time value of money (TVM), enabling you to obtain immediate liquidity covering between 70% to 90% of your expected revenues. Smart contracts take care of everything, providing security, transparency, and speed without the need for traditional intermediaries or burdensome collateral.
Huma Finance not only serves traders or small businesses but represents a real bridge between Web3 and the real economy. At a time when millions are struggling with the constraints of traditional financing, HUMA offers a practical and fair alternative for everyone.
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